Electric car insurance

Electric car insurance with a little extra spark

Introducing car insurance for fully electric vehicles

Why choose LV= electric car insurance?

Our electric car insurance cover is designed especially for EV lovers

Here's what's included as standard with our electric car insurance:

Recovery to the nearest charge point if you run out of charge in the UK
We’ve partnered with AFF to help you get recharged and back on the road again. Good news, there’s no excess to pay and it won’t affect your NCD.
Your charging cables, wall boxes and adaptors are all covered...
for accidental damage, fire and theft.
Cover for your electric car battery...
for accidental damage, fire and theft – even if you’re leasing it separately to the car.
Over the air (OTA) monthly updates
If you or the previous electric car owner paid for additional performance upgrades affecting speed or acceleration, just tell us when you take out the policy – we’ll only need to know once.

Electric charger liability cover
We’ll provide cover if you’re found to be responsible for causing an accident with your electric charging cable when it's attached to your car and in use, as long as you've taken care to prevent an accident.
Lifetime guarantee on repairs for as long as you own the car...
when using our recommended repairer service (labour only, excludes parts).

And if you choose our optional hire car cover:

We’ll provide an electric or hybrid hire car...
while yours is off the road.

Get all the great features you expect from our regular car insurance, too

From driving in Europe to replacing lost keys, there's lots to love about our comprehensive cover:

Accidental damage cover
Scratched or dented your electric car? We pay for repairs so it's like it never happened - you'll just need to pay your excess.
Uninsured driver promise
If the other driver's not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – you just need the details of the other vehicle and driver.
European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU.
Vandalism promise
If your electric car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess.
Replacement child car seats
We’ll replace your child car seats if your car's been in an accident – even if there’s no apparent damage.
New locks and keys
If your keys are lost or stolen. After all, accidents happen...

Check out our range of electric car optional extras

Car insurance policy documents