Retirement planning from LV=

Trusted advice to help you get your retirement plans in order

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0800 032 8324
Lines open 8:30am to 6pm Monday to Friday
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How we can help

We understand retirement planning is part of everyday life

No one really knows what the future holds, but LV= can help you plan for it.

Our retirement experts can provide impartial, trustworthy advice to help you get your plans in order.

Support and guidance

Understanding the choices you have will help you get the most from your pension savings

You can buy a regular income with your pension savings. This is an “annuity”.

You can use your pension savings to secure an income by buying an annuity.

If this option is for you then make sure you shop around to get the best rate as different providers will give you different quotes based on your age, health and amount of savings.

Take a look at the benefits of annuities

    You can take your savings a bit at a time. This is called “drawdown”.

    You can leave your pension savings invested while taking what you need when you need it.

    This might mean you take cash regularly giving yourself an income or just when you need a bit extra. The key benefit of this option is having flexibility to make decisions as you go and having access to your savings when it suits you.

    Take a look at the benefits of drawdown

      You could take all of your savings out of your pension at once.

      You can choose to take all your pension savings at once. Some people do this to put their pension savings into a different type of investment or to repay debts.

      Whatever the reason, this option needs careful consideration as you can’t normally change your mind later on.

      Take a look at the benefits of taking a lump sum

        You can choose to leave your savings invested.

        When you reach retirement age you may find you don’t need an income from your pension just yet.  Perhaps you have other sources of income or you’ve decided to continue working.

        Whatever the reason, if you don’t need to start using your pension then you could leave it invested.

        Take a look at the benefits of this option

          You can mix and match these options.

          When deciding how to use your pension savings you won’t have to choose just one option and can mix and match to get the best combination for you.

          It’s possible to take cash and income from your savings at different times to fit in with what you need.

          You can even keep saving into a pension and will get tax relief until you reach 75.

          The option or combination of options that’s best for you depends a number of things such as your age, your plans for retirement and how much you have saved.

          Take a look at how out advisers can help.

          Or call us on 0800 032 8324.

          Take a look at our overview

            Who We Are

            We are in the business of helping people organise their retirement with confidence

            • We are a specialist retirement advice service giving advice to people who need help planning the retirement they want.
            • LV= offer pension and annuity products from the whole of the market and investment products from the Liverpool Victoria group of companies and a limited number of other companies.
            • Our advisers and Retirement Options Specialists know pensions inside out and you'll get personal, trusted advice to get you where you want to be. Read more about the teams.
            • Because we are telephone based, we are at the end of the phone if you need us.
            • We are all these things and more, but what we're really passionate about is working with our customers to create the best plan for their retirement savings.

            Call us to get the ball rolling today 0800 032 8324

            Lines open 8:30am to 6pm Monday to Friday

            For TextDirect: First dial 18001

            We may record and/or monitor calls for training and audit purposes

            Or request a call back