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<div id="headerBanner-{482442C8-FDC1-4CB8-9011-CF2F7E418B14}"><div class="headerBanner headerBanner--alignLeft headerBanner--petroleum headerBanner--overlay headerBanner--overlay-default theme-text-black headerBanner--headlineOnly visible"><div class="headerBanner__image"><div class="mask-hide undefined has-image lazy-image"><picture class="bg-image "><source media="(min-width: 1025px)" srcSet="/rcn/-/insurance/media/gi/car-insurance/gi-article-image-common-diy-downfalls-916900226-getty.jpg?u=20220601191009"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: landscape)" srcSet="/rcn/-/insurance/media/gi/car-insurance/gi-article-image-common-diy-downfalls-916900226-getty.jpg?u=20220601191009"/><source media="(min-width: 768px) and (max-width: 1024px) and (orientation: portrait)" srcSet="/rcn/-/insurance/media/gi/car-insurance/gi-article-image-common-diy-downfalls-916900226-getty.jpg?u=20220601191009"/><source media="(min-width: 480px) and (max-width: 768px) and (orientation: landscape)" srcSet="/rcn/-/insurance/media/gi/car-insurance/gi-article-image-mobile-common-diy-downfalls-916900226-getty.jpg?u=20220601191010"/><source media="(max-width: 767px) and (orientation: portrait)" srcSet="/rcn/-/insurance/media/gi/car-insurance/gi-article-image-mobile-common-diy-downfalls-916900226-getty.jpg?u=20220601191010"/><img src="/rcn/-/insurance/media/gi/car-insurance/gi-article-image-mobile-common-diy-downfalls-916900226-getty.jpg?u=20220601191010" alt="A man on a ladder painting and a woman helping with a DIY project. " height="325" width="496"/></picture></div><div class="mask"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1400 150" width="1400" height="150" preserveAspectRatio="xMinYMax"><defs><linearGradient id="headermask-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient></defs><path d="M1400,151H0V133s135,23,383,13C618,136,892,120,1400,0" fill="url(#headermask-gradbg)"></path></svg></div></div><div class="container"><div class="headerBanner__body" style="padding-top:0px"><div><h1 class="headerBanner__body__headline">Six steps to avoiding <br/>DIY disasters  </h1></div><span class="cta cta--secondary"><a id="482442C8FDC14CB89011CF2F7E418B14-CBE293B541424599AE7E8E1C18C40B91/rcn/home-insurance"  href="/rcn/home-insurance">Find out more about Home insurance</a></span><p class="headerBanner__link links"><span><a id="482442C8FDC14CB89011CF2F7E418B14-382D22F73F1A40599BB341CCD6DA3961/rcn/magazine"  href="/rcn/magazine">Back to RCN Magazine</a></span></p></div></div></div></div>
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<div id="react_0HNM5L7CEPC72"><div data-reactroot=""><section class="module product-features   module--product module-noCurveTop module-noCurveBottom       "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container product-features__container"><div class="product-features__flourish"><div style="padding-top:100%" class="lazyload-placeholder"><div></div></div></div><div class="columns@md product-features__main"><div><div class="head   theme-text-core"><div class="head__main"><h2 class="label">Avoiding DIY Disasters </h2><p class="title head__title">Have an idea in your head, but dread starting a new project, does that sound familiar? </p><p class="lead">We have put together some DIY tips to help save these common DIY disasters with the following 6 steps.</p></div></div><span class="image product-features__image hide@sm"><img src="/rcn/-/insurance/media/broker/clear-home-advance/clear-home-advance-360x180.svg?h=180&amp;iar=0&amp;w=360&amp;u=20220830104058&amp;hash=F709FFEEC776B1F02B719BF00E1B78AC" alt="house illustration" width="360" height="180" /></span></div><div><div class="product-features__body bulleted"><ul>
    <li><strong>Painting -&nbsp;</strong>When it comes to painting preparation is key! As well as prepping your walls, you also need to protect your surroundings. Knocking over a 5 litre tin of paint? No thank you! Always make sure you cover sofas, tables, chairs, beds - anything that could get paint on. Don&rsquo;t forget to protect your flooring by putting a sheet down. Best to check there are no gaps before you start as you don&rsquo;t want green paint on your cream carpet!&nbsp; &nbsp;<br />
    <div>&nbsp;</div>
    </li>
    <li><strong>Pipes -</strong>&nbsp;There is nothing worse than wanting to hang a picture on the wall and finding you&rsquo;ve drilled through a mains water pipe and now there is water leaking from the walls. Investing in a good pipe detector can really help as this will pick up pipes in your walls and help avoid putting a hole through them.<br />
    <br />
    </li>
    <li><strong>Security -&nbsp;</strong>You may think that if you&rsquo;re doing a renovation project you wouldn&rsquo;t need to secure your home if you&rsquo;re not living there, however, you would still need to protect any materials or tools that may still be in the property. It&rsquo;s best to check with your insurance to see if any contents are covered when renovating. Remember if you have a freshly painted room to close all doors and windows when you leave the property.&nbsp;<br />
    <div>&nbsp;</div>
    </li>
    <li><strong>Electrics-&nbsp;</strong>This isn&rsquo;t usually something that can be done swiftly and easily. Anything from rewiring to changing a light switch can have its challenges, this is why it&rsquo;s always best to speak to someone who is professionally trained such as an electrician as improper use can cause harm cause fires and harm to yourself or others.&nbsp;<br />
    <div>&nbsp;</div>
    </li>
    <li><strong>Surroundings -</strong>&nbsp;Check around you when starting works, you want to make sure no damages are made to any new items, you don&rsquo;t want to saw through your new flooring!&nbsp;<br />
    <div>&nbsp;</div>
    </li>
    <li><strong>Tell your insurer -&nbsp;</strong>Although it&rsquo;s not a legal requirement, your home should be insured. If you are planning a renovation, its best to tell them as some insurers may have different measures they put in place, there is no need to tell your insurer if you are just planning to decorate a room.&nbsp;&nbsp;<br />
    &nbsp;</li>
</ul></div></div></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.Features, {"label":"Avoiding DIY Disasters ","headline":"Have an idea in your head, but dread starting a new project, does that sound familiar? ","intro":"We have put together some DIY tips to help save these common DIY disasters with the following 6 steps.","body":"<ul>\n    <li><strong>Painting -&nbsp;</strong>When it comes to painting preparation is key! As well as prepping your walls, you also need to protect your surroundings. Knocking over a 5 litre tin of paint? No thank you! Always make sure you cover sofas, tables, chairs, beds - anything that could get paint on. Don&rsquo;t forget to protect your flooring by putting a sheet down. Best to check there are no gaps before you start as you don&rsquo;t want green paint on your cream carpet!&nbsp; &nbsp;<br />\n    <div>&nbsp;</div>\n    </li>\n    <li><strong>Pipes -</strong>&nbsp;There is nothing worse than wanting to hang a picture on the wall and finding you&rsquo;ve drilled through a mains water pipe and now there is water leaking from the walls. Investing in a good pipe detector can really help as this will pick up pipes in your walls and help avoid putting a hole through them.<br />\n    <br />\n    </li>\n    <li><strong>Security -&nbsp;</strong>You may think that if you&rsquo;re doing a renovation project you wouldn&rsquo;t need to secure your home if you&rsquo;re not living there, however, you would still need to protect any materials or tools that may still be in the property. It&rsquo;s best to check with your insurance to see if any contents are covered when renovating. Remember if you have a freshly painted room to close all doors and windows when you leave the property.&nbsp;<br />\n    <div>&nbsp;</div>\n    </li>\n    <li><strong>Electrics-&nbsp;</strong>This isn&rsquo;t usually something that can be done swiftly and easily. Anything from rewiring to changing a light switch can have its challenges, this is why it&rsquo;s always best to speak to someone who is professionally trained such as an electrician as improper use can cause harm cause fires and harm to yourself or others.&nbsp;<br />\n    <div>&nbsp;</div>\n    </li>\n    <li><strong>Surroundings -</strong>&nbsp;Check around you when starting works, you want to make sure no damages are made to any new items, you don&rsquo;t want to saw through your new flooring!&nbsp;<br />\n    <div>&nbsp;</div>\n    </li>\n    <li><strong>Tell your insurer -&nbsp;</strong>Although it&rsquo;s not a legal requirement, your home should be insured. If you are planning a renovation, its best to tell them as some insurers may have different measures they put in place, there is no need to tell your insurer if you are just planning to decorate a room.&nbsp;&nbsp;<br />\n    &nbsp;</li>\n</ul>","imageLeft":{"src":"/rcn/-/insurance/media/broker/clear-home-advance/clear-home-advance-360x180.svg?h=180&w=360&u=20220830104058","html":"<img src=\"/rcn/-/insurance/media/broker/clear-home-advance/clear-home-advance-360x180.svg?h=180&amp;iar=0&amp;w=360&amp;u=20220830104058&amp;hash=F709FFEEC776B1F02B719BF00E1B78AC\" alt=\"house illustration\" width=\"360\" height=\"180\" />","size":{"height":180,"width":360},"extension":"svg","altText":"house illustration","accessibleDescription":""},"imageRight":{"src":null,"html":null,"size":{"height":0,"width":0},"extension":null,"altText":null,"accessibleDescription":null},"flourish":{"src":"/rcn/-/insurance/media/lv/products/flourish-cloud.svg?h=40&w=40&u=20251203115210","html":"<img src=\"/rcn/-/insurance/media/lv/products/flourish-cloud.svg?h=40&amp;iar=0&amp;w=40&amp;u=20251203115210&amp;hash=51BB38111EAFAB11E78164A9882B360C\" alt=\"\" width=\"40\" height=\"40\" />","size":{"height":40,"width":40},"extension":"svg","altText":"","accessibleDescription":""},"ctas":[],"theme":{"textColour":null,"subHeadingTextColour":null,"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":null,"themeAfter":null,"bottomCurveBefore":null,"topCurveAfter":null,"isFirstOnPage":false},"price":{"prefix":"","text":""},"quote":null,"editButton":null,"iconList":null,"additional":null,"feefoReview":null,"id":"e4cc32f7-8e6b-4d53-9a5c-af7a8b889f98"}), document.getElementById("react_0HNM5L7CEPC72"))});</script>
<div id="Copy-{A49E9048-027C-4197-8B49-ED0D7D27257D}"><div data-reactroot=""><section class="module bodyCopy    module-noCurveTop module-noCurveBottom  module-curve-after-concave   bodyCopy--mini bodyCopy--alt-headings  "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div class="wrapper"><div class="container bodyCopy__container"><div>DIY disasters happen to the best of us, but taking a few extra minutes to prep before hand can save you in the long run. You can also add on extended accidental damage to most home insurance policies, this may help you if you were to have a DIY accident. Being an RCN member includes discounts on both LV= Car and Home Insurance cover.<br />
<br />
<em>Always be cautious when undertaking any DIY task that you aren&rsquo;t familiar with, seek professional help where needed.</em></div></div></div></section></div></div>
<script>hydrateOnLoad.push(function(){ReactDOM.hydrate(React.createElement(Components.BodyCopy, {"copy":"DIY disasters happen to the best of us, but taking a few extra minutes to prep before hand can save you in the long run. You can also add on extended accidental damage to most home insurance policies, this may help you if you were to have a DIY accident. Being an RCN member includes discounts on both LV= Car and Home Insurance cover.<br />\n<br />\n<em>Always be cautious when undertaking any DIY task that you aren&rsquo;t familiar with, seek professional help where needed.</em>","isBackToTopLinkHidden":true,"backToTopLinkText":"Back to top","id":"fa68987c-1a83-4fd2-9f4a-40605ab5129f","isBullets":false,"theme":{"topCurve":null,"bottomCurve":null,"themeName":null,"themeProperties":null,"themeBeforeProperties":null,"themeBefore":null,"themeAfterProperties":{"name":"light-bluebell","startColour":"#e4f7ff","endColour":"#fffcf4"},"themeAfter":"light-bluebell","bottomCurveBefore":null,"topCurveAfter":"concave","isFirstOnPage":false},"hasBackGround":false,"containerId":"Copy-{A49E9048-027C-4197-8B49-ED0D7D27257D}","width":"mini","isIntro":false,"hasAltHeadingStyle":true}), document.getElementById("Copy-{A49E9048-027C-4197-8B49-ED0D7D27257D}"))});</script><div id="react_0HNM5L7CEPC73"><div data-reactroot=""><section class="module product-accordion theme-light-bluebell  module--product module-curve-top-concave module-noCurveBottom       "><div style="width:0;height:0" class="lazyload-placeholder"><div></div></div><div style="position:absolute;width:100%;top:0;bottom:auto;left:0;pointer-events:none"><svg version="1.1" x="0px" y="0px" viewBox="0 0 1439 35.6" preserveAspectRatio="xMinYMin" style="display:block;line-height:0;width:103%;z-index:3;top:0;bottom:auto;left:0;margin-bottom:-1px;margin-top:-1px;margin-left:-0.5%;height:auto" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve"><defs><linearGradient id="e41b0bd7-67f4-4006-8d68-b9a752582736-top-gradbg"><stop offset="0%" stop-color="#ffffff"></stop><stop offset="100%" stop-color="#ffffff"></stop></linearGradient><mask id="e41b0bd7-67f4-4006-8d68-b9a752582736-top-mask"><path d="M0,0S127,36,719.5,36,1439,0,1439,0Z" fill="#ffffff"></path></mask></defs><rect mask="url(#e41b0bd7-67f4-4006-8d68-b9a752582736-top-mask)" fill="url(#e41b0bd7-67f4-4006-8d68-b9a752582736-top-gradbg)" width="1440" height="35.6"></rect></svg></div><div class="wrapper"><div class="container product-accordion__container"><div class="product-accordion__inner"><div class="head align-center"><h3 class="title product-accordion__title">FAQs</h3></div><div class="product-accordion__main"><div class="accordion accordion--contact "><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section1" class="accordion__head"><span class="accordion__head__label">Will my home insurance cover me for any small damages I make?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section1" aria-hidden="true" style="height:0"><div class="accordion__article"><span><h3 style="color: #178830;"></h3>
This depends on the level of cover you have, it is unlikely a standard cover will cover you for accidental damage, so it&rsquo;s always best to have this selected.&nbsp;</span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section2" class="accordion__head"><span class="accordion__head__label">Will my home insurance cover me if I knock down a structural wall whilst doing a renovation? </span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section2" aria-hidden="true" style="height:0"><div class="accordion__article"><span>Generally, no. It&rsquo;s best to check your policy document, but demolishing or structurally changing a property isn&rsquo;t covered. Some insurers may offer a different policy for properties being renovated, it is best to speak with them and discuss your options.&nbsp;</span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section3" class="accordion__head"><span class="accordion__head__label">Should I tell my insurer if I’m renovating a property and not going to be living in it?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section3" aria-hidden="true" style="height:0"><div class="accordion__article"><span>Yes, your insurer will need to know if you are not going to be living in your property as there may be certain requirements that will need to be in place.</span></div></div></div><div class="accordion__item"><button type="button" aria-expanded="false" aria-controls="section4" class="accordion__head"><span class="accordion__head__label">Should I tell my insurer when the works are complete and I’m back living in the property?</span><span class="accordion__icon"><span class="icon icon--plus"><span></span><span></span></span></span></button><div class="accordion__section" id="section4" aria-hidden="true" style="height:0"><div class="accordion__article"><span>Yes, if there were any requirements that were in place these usually are lifted and you would need to have the correct level of cover.&nbsp;</span></div></div></div></div></div></div></div></div></section></div></div>
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