Car insurance

Car insurance that performs beautifully
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Why choose LV=?

Because there's plenty to smile about from the very start

Cover features

From theft to write-offs and even lost keys, you'll be covered with us 

Here's what you'll like about our comprehensive cover

Car driving along a road
  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally added the wrong fuel? We'll pay to fix the damage to your engine and drain and flush the tank. You'll just need to pay your excess.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess.
  • Replacement child car seats
    We'll replace your child car seats if your car has been in an accident – even if there’s no apparent damage

Optional extras

Have we left you wanting more? Here's what you can add to your policy

Multi car insurance

Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket

  • Cover up to 6 cars and 12 drivers
  • Schedule different start dates, or add them in later when you need to
  • Choose the cover levels and specific optional extras you'd like for each car
  • Our cheapest way to insure more than one car
 

Frequently Asked Questions

Our awards and recognition

We're always in top gear when it comes to car cover

  • Given the prestigious Defaqto 5 Star Rating 
  • We're Which? Recommended Provider for Car Insurance 2025

Policy documents

A little extra info never hurt anyone, have a read of our policy documents for new customers

You can get these and other documents from us in braille, large print or audio format by sending us an email at [email protected] .
Visit our accessibility page for more options.

Now sit back, relax and start your quote