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Car insurance

5 Star rated cover
from the UK's Most Recommended Insurer

Retrieve a quote

Optional car insurance extras

Our UK car insurance isn't just about giving you cover that helps you save money, it's about giving you flexibility so you can tailor the cover to suit you.

To include any of these options on your policy, add them as you go through your quote. For full details of all these options please see the car insurance policy document.


Guaranteed hire car cover - £18.91 or £28.41

Adding guaranteed hire car cover to your insurance means we'll arrange a courtesy car for you while yours is being fixed by one of our recommended repairers.

For £18.91 per year, you're guaranteed a small hatchback hire car.

For £28.41 per year, you're guaranteed a similar sized hire car to your own. This could be a car with up to seven seats or have a maximum engine size of 2 litres.

  • Have use of a hire car for the whole time yours is in the garage
  • If your car is stolen or written off, you'll get a car for up to 21 days; or if we've paid your claim, for 4 days
  • There's no need to organise temporary insurance; we insure the hire car for comprehensive cover
  • All you need to pay for is your fuel

£100,000 personal accident cover - £18.91

Increased personal accident insurance pays out £100,000 if you, your partner or a named driver on the policy suffer a serious injury while travelling in, or getting into or out of your car.

  • Receive a lump sum payout of £100,000 for a serious injury (our standard comprehensive policy gives you £10,000 of cover)
  • Partners and named drivers on the policy are also covered

This cover also includes injuries like loss of sight or hearing - for full details of the injuries covered, please refer to the car insurance policy document

This extra cover is only available if you take out comprehensive insurance with us.


Breakdown cover - from £26

LV= Britannia Rescue breakdown cover is there for you whenever your car lets you down.

  • Access to over 3,000 breakdown professionals.
  • Average response time of 47 minutes*.
  • 4 out of 5 cars* fixed at the roadside to keep you moving.
  • A choice of five levels of cover, so you only pay for what you need.

Vehicles must be kept in a roadworthy condition and where appropriate, have an MOT certificate and road tax.

* Average response time of 46.88 mins. 87.56% of customers were able to complete their journey, based on 123,130 jobs from Agent Performance Review Report. Sept '17 - Feb '18

Compare our breakdown levels of cover

Roadside Assist

Roadside & Home Assist

UK Recovery

UK Recovery & Home Assist

UK & European Assist

Price

£26

£52

£58

£70

£102

Assistance more than 1/4 mile from home

Included Included Included Included Included

Local recovery up to 10 miles from breakdown

Included Included Included Included Included

Home assistance

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Included
Included
Included

Recovery to anywhere in the UK

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Blank to show this isn't included Included Included Included

Hire car, alternative transport or overnight accommodation

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Cover in Europe

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Protect your no claim discount for life

If you have earned four or more years no claim discount (NCD), you can protect it for the life of your policy. This means that:

  • no matter how many claims you make you won't lose your NCD *
  • you’ll continue to benefit from your no claim discount year after year

* Your discount is protected, but your premium may still increase, for example following an accident or a claim.

Buying LV= car insurance is quick and easy

Want to call for a quote?
Call our UK-based call centre on:

0800 756 8170

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

More contact details

Calls may be recorded

Policy documents

These documents are for new policies

Existing customers - call us on 0800 032 2799 for copies of your policy documents.


You'll love our highly-rated cover...

Our car insurance has been rated 5 Star by Defaqto.

Defaqto 2018 - 5 Star car insurance

Looking for multi car insurance?

Insure more than one car with us and you could save even more on your car insurance.

Link to multi car insurance

More about multi car insurance

We love saving you money on other insurance too...

Breakdown cover

Choose from three levels of breakdown cover

More about breakdown cover

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Classic car insurance

5% member discount compared to LV= general public prices

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Motorbike insurance

5% member discount compared to LV= general public prices

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