Brexit and Your Insurance

Wondering how Brexit will affect your insurance? 

Motor Insurance

Your car, motorbike or classic car insurance policy...

If you’re planning to travel abroad (including to the Republic of Ireland), you must request a Green Card to make sure you’re covered.   

You can request a Green Card by filling out our Green Card application. 

You might also need an International Driving Permit (IDP) to drive in some EU countries and Norway if you have:

  • A paper driving licence
  • A licence issued in Gibraltar, Guernsey, Jersey or the Isle of Man

Check with the Post Office or embassy of the country you’ll be driving in.

More information on IDP’s is available here. 

More info on travelling to EU is available here. 

If you have European cover (shown as ‘Foreign Use’ on your policy schedule), you’re all set to go with cover for up to 180 days.

Take your car insurance policy documents with you if you travel to the EU. Having your Certificate of Insurance and other documents, including any lease documents if you lease your car may help if you experience any problems while driving abroad.

You may be refused entry to the country you are travelling to or you could be subject to a fine, having your vehicle seized or prosecution if you do not have a valid Green Card when travelling abroad.


If you’re towing a vehicle, you will need to get two Green Cards, one for your car and one for your caravan or trailer. If so, please email us at [email protected] with the following:

  • Your policy number and vehicle registration of your car
  • The make of your caravan or trailer
  • The registration number of your caravan or trailer (if they’re registered separately)

Please allow enough time for your Green Card to arrive. We’ll post it 1st Class on the next working day.

Green Cards are valid until your next policy renewal date, so you can travel as much as you like on the same Green Card within the 180 day policy limit.

You must make sure you take a physical copy of your Green Card with you when travelling abroad, as digital copies won’t be accepted.

Caravan and Trailer Insurance

What about your caravan and trailer insurance policy?

If you’re planning to tow your caravan or trailer abroad (including to the Republic of Ireland), you should contact your car insurer who will need to provide separate Green Cards for your car and for your caravan or trailer. 


If your car insurance is with LV= and you’re planning to travel abroad (including to the Republic of Ireland) and your trip is likely to extend into 2021, you should request a Green Card to make sure you’re covered. Please follow the instructions under the motor insurance section above to order your Green Card.


Please allow enough time for your Green Card to arrive. We’ll post it 1st Class on the next working day.

 

Breakdown cover

Your breakdown cover won't change...

Your breakdown cover won’t change.
 
If you have our Deluxe cover, you’re protected against breakdown when driving in Europe.