Breakdown cover

Breakdown cover you can count on
Get a breakdown quote

What you need to know about LV= breakdown cover..

Icon of a breakdown van towing a broken down car to a gas station
In light of the impact that coronavirus (COVID-19) is having globally, we’ve made some changes to how we assist our breakdown customers. 
If you need to make a claim, and you or somebody in your vehicle is self-isolating or showing symptoms of coronavirus (COVID-19), please tell us when you call. We’ll let our recovery team know, so they can handle your breakdown in the best way possible and take measures to keep themselves safe. 
We’ll continue to offer breakdown recovery in Europe wherever possible. However, government actions such as border closures may affect our service. 
You can continue to contact us in the normal way if you need to make a claim. Thank you for your understanding during these exceptional circumstances.

So, why choose LV= breakdown cover?

When it comes to roadside repairs, we always try to be streets ahead.

Cover Features

Cover starts from just £63 a year, so you have more money to spend on things you love.

Plus, you'll get all of this as standard...

Icon of a breakdown van towing a broken down car to a gas station
  • 4 out of 5 cars fixed at the roadside*
  • 55 minute average response time*
  • A friendly 24-hour helpline you can call whenever you need us
  • Cover for anyone driving the nominated vehicle (as long as they have permission to drive it!)
  • Run out of charge? We have a fleet of vehicles we use in partnership with AFF, which can recharge your vehicle and get you on the road again
  • We’ve partnered with what3words to help make being lost a thing of the past. Find out more
*Average response time of 54.65 mins. 93% of 54,328 customers were able to complete their journey. From Agent Performance Report Jan ‘22- June ’22

What's not covered...

  • A fault that doesn't stop you driving, for example a faulty headlight or a faulty washer jet
  • Specialist equipment if you need to be recovered from mud, snow or a flood
  • A car that is not in a roadworthy condition without car tax and a valid MOT
  • Any vehicle that is being used for hire and reward purposes

Compare our cover levels

Like we said earlier, you’ll only pay for what you need (it’s only fair, after all.) So, see which level of cover works for you and we’ll take it from there.

  Standard cover  Comprehensive cover Deluxe cover 
Price   £63  £74  £110
 Roadside assistance  yes  yes  yes
UK recovery  yes  yes  yes
 Caravan and trailer* cover  yes  yes  yes
 Help in case of theft or vandalism  yes  yes  yes
 Relief driver  yes  yes  yes
 Home assistance    yes  yes
 Hire car, alternative transport or overnight accommodation    yes  yes
 European cover      yes
 Personal cover (optional)  £32  £32  £32

Existing Customers

Add breakdown cover to your LV= car insurance policy. It couldn't be easier.

Awards and recognition

Breakdown cover that just works

  • 5 Star rated by Defaqto for our Comprehensive & Deluxe levels of cover

Policy documents

Want a little more info? Take a read of our policy documents.

You can get this and other documents from us in Braille, large print or audio by contacting us.

Now sit back, relax and start your quote