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Travel insurance

Cover you can rely on, wherever you go

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5 reasons to choose LV= Travel Insurance

  • We offer up to £10,000 cover if you have to cancel your trip because of illness
  • We consider all pre-existing medical conditions and can provide cover to travellers over 65
  • Save 10% by buying your travel insurance online
  • Insure up to ten people on one policy
  • Choice of Premier and Essential levels of cover
Defaqto 2017 - 5 Star travel insurance

Choose our Defaqto 5 Star rated Premier policy for additional cover, should you be delayed or your travel is disrupted, for example by strikes or bad weather.

Or call our UK call centre on

0800 022 3919

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

With two levels of cover to choose from, here are some of the benefits of our Essential travel insurance cover…

Our 5 Star rated Premier travel insurance gives you all that, as well as…

Compare Essential and Premier cover

Section of cover

Essential policy
max limit per person

Premier policy
max limit per person

Excess
per person

Cancellation / abandonment after delays

N/a

£10,000

£50

Additional transport and accommodation costs

N/a

£1,000

N/a

Delay at your departure point

Limit for each 12 hours of delay

N/a

£250

£25

N/a

Bankruptcy of travel provider

N/a

£10,000

N/a

Activities included

Standard only

Adventure and standard

N/a

Maximum trip length on annual multi trip policies

31 days

90 days

N/a

Cancelling your trip before you travel

£5,000

£10,000

£50

Cancelling excursions or activities while on your trip

Cutting short/cancelling your trip after you've travelled

Emergency medical expenses (excluding UK cover)

£10 million

£50

Personal liability

£2 million

N/a

Personal accident

£25,000

N/a

Legal advice & expenses (up to £50,000 per policy)

£25,000

N/a

Cruise cover

Essential policy
max limit per person

Premier policy
max limit per person

Excess
per person

Cover if you miss a port departure

N/a

£1,000

N/a

Cabin confinement

Per day limit

£1,000

£100

£1,500

£150

N/a

Cover to re-join the cruise after illness

£1,000

N/a

Compensation if a scheduled port stop is cancelled

£150 per port

N/a

Optional cover (Baggage)

Essential policy
max limit per person

Premier policy
max limit per person

Excess
per person

Replacement or hire of essential baggage

£250

£500

N/a

Damaged, lost or stolen baggage and valuables

Total valuables limit

Single item limit

£2,000

£300

£300

£3,000

£500

£500

£50

Loss or theft of personal money

Cash limit

£500

£300

£500

£300

£50

Loss of your passport

£500

£500

£50

Loss of your driving licence

£500

£500

£50

Optional cover (Winter sports)

Essential policy
max limit per person

Premier policy
max limit per person

Excess per person

Personal liability for winter sports activities

£500

N/a

Personal accident as a result of a winter sports activity

£500

N/a

Emergency medical expenses paid that resulted from doing a winter sports activity

£500

£50

Unused pre-booked winter sports tuition, due to bad weather

Included as standard – see “Cancelling excursions or activities while on your trip”

Unused pre-paid lift pass for each day it can’t be used because the lifts are not in use

Included as standard – see “Cancelling excursions or activities while on your trip”

Cancel winter sports excursions / activities while on trip

£5,000

£10,000

£50

Cancel / cut short your trip after leaving home if this is required as a result of doing a winter sports activity

£5,000

£10,000

£50

Hired winter sports equipment (whilst not in use) is covered only if optional cover for baggage is selected, see above.

Choice of single trip or annual multi trip travel insurance

Single trip

Ideal if you're only going away once this year

Cover for a single trip of up to 366 days away (or 90 days for anyone over the age of 64)

Find out more about the features of Single trip travel insurance

Annual multi trip

Ideal if you're going away twice or more this year

You'll be insured for up to 90 days away at a time

Find out more about the features of Annual multi trip

Optional extras

Baggage, personal belongings and money

If your things get lost or stolen, we'll cover your luggage, valuables and other possessions up to (single item limits apply):

  • £3,000 with the Premier policy
  • £2,000 with the Essential policy
  • £500 for money (on Premier and Essential policies)

Winter sports cover

If you're planning on whizzing down a mountain on your next holiday, you might want to consider adding winter sports cover, for:

  • Emergency medical expenses
  • Personal accident
  • Personal liability

Buying LV= travel insurance is quick and easy

Are you an existing customer?

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Renew your policy

Call us to renew your policy
0800 707 6966

Lines are open: 8am - 8pm Monday to Friday, 9am - 5pm Saturday and bank holidays, 10am - 4pm Sunday.

More about renewing

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Make a claim

Useful information about making a new claim or finding out about an existing one.

Suitcase and phone icon representing emergency travel insurance helpline

Emergency helpline

Call us 24/7 for emergency advice or assistance during your trip.

  • 01243 621 537 within UK
  • +44 (0)1243 621 537 outside UK
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Make changes

Change policy details like your name, address, optional extras or marketing preferences.

Change your policy

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Get new documents

Use our online form to request replacement copies of your policy documents.

Request new documents

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Contact us

Find out how to call, email or write to us.

How to contact us

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