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Video guide to travel insurance and what it covers

Watch our video all about travel insurance and what you're covered for.

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Travel insurance and what it covers

At LV=, we believe that having travel insurance gives our customers peace of mind when they go on holiday. You can choose single trip cover or an annual multi-trip travel insurance policy. We also offer two levels of cover, Premier and Essential, to suit your travel insurance needs.

Our Defaqto 5 Star rated Premier policy includes:

  • £10,000 cover if you have to cancel your trip because of illness
  • Emergency medical cover of £10 million (excluding UK cover)
  • Additional cover, should you be delayed or your travel is disrupted, by things like industrial strikes or bad weather

What's more, we consider all pre-existing medical conditions and can provide cover to travellers over 65.


LV= transcript for our video guide to travel insurance and what it covers

Hello, I'm Tom. At LV= we have two types of travel insurance policy to suit your needs:

Premier and Essential cover.

Premier provides cover up to £10,000 if you have to cancel your trip due to illness or accident - whereas Essential provides up to £5,000 worth of cover. We'll consider all pre-existing medical conditions and there's no upper age limit to our single-trip cover.

Let's look at some of the benefits of our Essential cover. If you need to make a claim, we'll pay up to £10 million in emergency medical cover (excluding UK cover).

The essential policy also offers up to £5,000 if you need to cancel or cut short your trip or cancel any activities or excursions you have planned to do because you're ill or injured.

And if you take out an annual multi-trip Essential policy with LV=, you're automatically covered if you're going on a cruise - with additional benefits for cruises provided.

Our Premier Policy comes with all the benefits of the essential policy as well as up to £1,000 worth of cover to pay towards getting to and from your destination if you miss your pre-booked transport. We'll also help you if you've been delayed by 24 hours, but still want to travel rather than cancel your trip.

We provide cover so that if the end provider of your transport, accommodation or excursion provider goes bust, you can claim for lost costs. The end provider can't be the travel agent or tour operator.

Don't forget, our Premier travel insurance also insures you for up to £10,000 if you need to cancel your trip, cut it short or cancel activities or excursions if you're ill or injured.

You'll also receive enhanced cruise cover if you choose to go with our Premier policy.

To find out more please, give us a call or visit our website, LV.com. We're always happy to help.