Insurance FAQs

Will my European Health Insurance Card (EHIC) still be valid after Brexit?

Your European Health Insurance Card (EHIC) is still valid after 31 December 2020 until your card expires, so remember to take it with you if you travel. If you don’t have one, you can now apply for a Global Health Insurance Card (GHIC) here. From the 1 January 2021 the GHIC and EHIC is accepted in all EU countries but not Norway, Iceland, Switzerland or Liechtenstein. The EHIC or GHIC entitles you to reduced cost or free state healthcare in the countries you visit.

However, not all medical costs are covered by these health agreements, so your travel insurance will cover you for all other medical expenses, including bringing you home if you're too unwell to complete your trip.

An LV= travel insurance policy provides up to £10 million emergency medical cover outside the UK as well as things like:

  • Lost costs if you need to cancel or cut a trip short due to illness
  • Transport costs to get you home if you can't use your original scheduled transport arrangements due to illness
  • The costs for someone to arrange for someone to travel to you if it's medically necessary

For more updates on Brexit and your travel insurance policy, check our dedicated Brexit page.