information

We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

The activities covered by our travel insurance

Take a look at the fun holiday activities our different travel insurance policies cover you for.

Or call our UK call centre on

0800 022 3919

Existing customer contact details

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

White tick on a green background

Standard activities

With our Essential cover, you're covered to do the following activities while on a trip. There is no cover under this policy for any sporting activity where money is paid to you to take part, or for any kind of manual work.

  • Archery
  • Badminton
  • Banana boating
  • Baseball
  • Basketball
  • Body and boogie boarding
  • Bowls and bowling
  • Bungee jump (once only and if fully supervised by a person experienced in this activity)
  • Camel and elephant riding if fully supervised by a person experienced in this activity
  • Canoeing, kayaking and rafting - grade 1 and 2 waters only
  • Cricket
  • Cruise activities that are organised by the cruise company and take part on the cruise vessel
  • Curling
  • Cycling but not BMX or mountain biking (other than normal road cycling using a mountain bike) or racing
  • Dinghy sailing no more than three miles from the mainland
  • Fishing
  • Football (including soccer, 5-a-side, Gaelic, Footbag, Hacky Sack, indoor and beach)
  • Go-karting if you wear a helmet and follow the organiser's guidelines
  • Golf
  • Ice skating on a rink and not speed or inline skating
  • Jogging or running
  • Orienteering
  • Paintballing if you wear eye protection
  • Parascending or parasailing over water (once only and if fully supervised by a person experienced in this activity)
  • Paddle boarding
  • Pony trekking
  • Rambling
  • Roller skating and roller-blading
  • Rowing no more than 3 miles from the mainland
  • Running
  • Safari trekking as part of an organised tour
  • Scuba diving to a depth of 18 metres if you are diving with another person and you both hold a certificate of proficiency, or you're diving with a qualified instructor in this profession but not within 24 hours of a flight
  • Skateboarding if you wear a helmet
  • Sledging or sleigh riding if you are a passenger and being pulled by dogs, horses or reindeer
  • Snorkelling
  • Softball or rounders
  • Squash
  • Swimming no more than 3 miles from the mainland
  • Table tennis
  • Tennis
  • Trekking, hiking or fell walking up to 2,500 metres
  • Volleyball
Green tick on a white background

Adventure activities (Premier cover only)

With our Premier cover, you're also covered to do the following activities while on a trip. There is no cover under this policy for any sporting activity where money is paid to you to take part, or for any kind of manual work.

  • Abseiling if fully supervised
  • Boating and sailing or yachting up to 12 miles from the mainland
  • Canoeing, kayaking and rafting up to grade 5 waters (including white waters)
  • Clay pigeon shooting if fully supervised by a person experienced in this activity
  • Dry slope skiing if wearing a helmet
  • Fencing if fully supervised by a person experienced in this activity
  • Horse riding if wearing a riding hat/helmet
  • Hot air ballooning as a passenger
  • Jet skiing but there is no personal liability cover for this activity
  • Land sailing or land yachting but there is no personal liability cover for this activity
  • Mountain biking except for downhill mountain biking, if booked with a fully licensed company and while wearing a helmet
  • Quad biking wearing a helmet, not racing and as part of an organised group, but there is no personal liability cover for this activity
  • Rock climbing if qualified or fully supervised by a person experienced in this activity, and wearing a helmet
  • Sailboarding
  • Scuba diving to a depth of 40 metres if you are diving with another person and you both hold a certificate of proficiency, or you're diving with a qualified instructor in this profession, but not within 24 hours of a flight
  • Surfing and flowriding
  • Trekking and hiking and fell walking up to 6,000 metres
  • Ultimate frisbee
  • Wakeboarding
  • Water polo
  • Water skiing
  • White water rafting up to grade 5 waters
  • Windsurfing
  • Zorbing or sphereing following organiser's instructions experienced in this activity

If you can't find the activity you want to do above, please contact us with the details as we may be able to cover you for it.

Skier icon and tick

Winter sports activities (optional cover)

You're covered for:

  • skiing
  • big-foot skiing
  • cross-country skiing
  • mono-skiing
  • glacier skiing
  • indoor skiing
  • sledging and tobogganing
  • snowboarding
  • snowblading
  • snowmobiling / skidooing but there is no personal liability cover for this activity

Going off piste

You're covered to ski and snowboard off piste provided you're within the ski area boundaries of a recognised ski resort and are following ski patrol guidelines.

Skier icon and cross

You're NOT covered for:

  • bobsleighing
  • luging
  • heli-skiing
  • ski acrobatics
  • ski flying
  • ski-jumping
  • ski stunting
  • ski mountaineering
  • ski randonee
  • ski touring
  • ski racing
  • snowcat skiing

Buying LV= travel insurance is quick and easy

We love saving you money on other insurance too...

LV=, County Gates, Bournemouth, BH1 2NF, UK