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The People's Pension

You deserve the best for your retirement - you've earned it

A great retirement starts with expert advice

If you wish to speak to an adviser, call0800 032 3258
Mon to Fri 8.30am-6pm
For TextDirect: First dial 18001

We will record and/or monitor calls for training and audit purposes

 

Choosing what to do with your pension savings is one of the most important decisions that you'll ever make.  

You have more choice and flexibility than ever.  So, The People's Pension have teamed up with LV= to help you understand and navigate through your retirement options. 

At LV= we provide expert advice, leaving you to feel confident that you're making the right decisions for your pension savings.

Your initial chat is free. Call one of our friendly team today to help you get the best solution for your retirement.

    Our advisers will recommend and arrange the most suitable solution for you

    • Helping you make the right decision. We’ll give you confidence by providing a personalised plan and recommendations based on your circumstances, objectives, and plans for the future.
    • We put your needs first. We’ll agree with you which solution best meets your needs, explaining any fees to you clearly and simply before proceeding with our advice.
    • Giving you peace of mind. We provide trusted and impartial advice as well as being strictly regulated by the Financial Conduct Authority, so we’ll help you make the most of your money safely and securely.
    • Here to help. We’ll be by your side each step of the way; research, recommendation, decision, application and ongoing support. We’ll explain things clearly in plain English and avoid jargon.

    Our advice process

    Our tried and tested process follows three simple steps

    It all starts with a chat

    Call us for a free conversation, with no obligation. We’ll listen to you to understand what you’re hoping to achieve with your pension..

    You’ll be allocated your own adviser to work with you from start to finish.

    Our fees will be explained to you clearly and simply.

    We’ll send you a welcome pack and some simple questionnaires. This will help us get to know you.

      Research and recommendation

      Your adviser will have a conversation with you to gather information and discuss your needs and objectives in detail. This will give us a clear picture of your circumstances and what you are trying to achieve.

      We will undertake a full review of all your personal, financial, and pension information. We’ll pull all this information together to research and recommend the most suitable solution for you.

      Your personalised plan will be presented and explained in a report, which we will send to you.

      It’s important that you fully understand our recommendations, so we’ll arrange a time to explain the report and ensure you are clear what we are advising you to do. It’s always ok to ask us questions.

        Set up your products

        When you’re ready to proceed, we'll action any recommendations that we have made.

        We’ll set everything up for you and keep you informed.

          Fees and charges

          For members of The People’s Pension we have agreed a substantial discount to our standard fees. 

          We make advice more accessible by offering our initial consultation and, in most cases the advice report, for free.

          If you choose to proceed with our recommendations then we will charge you a fee. This will be explained clearly right at the start.

          We’re pleased to say that we can usually deduct the fee from your pension; this is tax-efficient and can be more convenient than paying the fee directly.

          There are some specific circumstances where we do charge an upfront fee. If this applies to you it will be explained clearly when you contact us.

            Help and guidance

            The LV= Annuity shop

            If you understand your pension options and are looking to buy a guaranteed income for life, you can still access expert help from us. We have access to a range of leading providers from the whole market to get you the best quote. We'll also put the complex arrangements in place for you.

            Get in touch with the Annuity shop

            Who we are

            We're part of LV=, a name you can trust

            We specialise in providing retirement solutions, we've been doing it for over 20 years

            • We’ve been helping people look after what they love for over 175 years.
            • We're proud of our rich heritage and strong foundations.
            • We’ll always provide the help that is right for you and only recommend advice if we believe that it is in your best interests.
            • We’ll communicate with you in easy-to-understand and jargon-free language.
             

            Ready to get started?

            Call us today for a commitment free chat

            Start your conversation by giving us a little more information about your pension and retirement plans
            0800 032 3258 
            TextDirect: 18001 0800 032 3258 

            Lines open 8.30am - 6pm Monday to Friday
            We will record and/or monitor calls for training and audit purposes