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Fixed Term Annuity

Don't want to use your pension fund to buy an annuity immediately on retirement?

  • Get a fixed income for a specified period during your retirement
  • Choose your term and income with a guaranteed maturity value
  • At the end of the period, decide what your retirement needs are
Retired couple walking and smiling holding surfboards and wearing wet suits

Get advice on our Protected Retirement Plan

Call our professional advisers


0800 022 3861

TextDirect: 18001 0800 022 3861

Lines open 8.30am - 6pm Monday to Friday.

We may record and / or monitor calls for training and audit purposes.

Existing customers

  • For existing policies call 0800 028 8975
  • If you are an IFA call 0800 169 1111

Lines open from 8.30am - 6pm Monday to Friday.

Our advisers

Our senior team of professional qualified financial advisers on hand to discuss your retirement options and help you decide which product is best suited to you.

Things your adviser can help you with

  • Collating all the details of your pension fund.
  • Arranging for the transfer of funds if needed.
  • Talk you through the relevant application forms.
  • Complete all your paperwork.
  • All you have to do is sign your name to the form.

Questions you may want to ask your adviser

    • How much should I be paying in to my pension?
    • Can I change this in the future?
    • Can I stop paying if I have financial difficulty?
    • How often should I review my pension?
    • How much will the advice cost?

Emma Russell (Dip PFS)

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Craig Stokes (Dip PFS)

Paul Jolley

Lawrence Down (Dip PFS)

Lawrence Down finance adviser

Chris Dawson (Dip PFS)

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Paul Jolley (Dip PFS)

Paul Jolley

Jonathan Turner (Dip PFS)

Jonathan Turner

Paul Rogers (Dip PFS)

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Chris Eastment (Dip PFS)

Chris Eastment

Helen Boote (Dip PFS)

Helen Boote

Love Retirement

Take a look through our articles full of helpful ideas and inspiration to help you enjoy a happy retirement.

Why choose LV=

  • Award-winning products
  • UK's largest friendly society

Policy documents

  • Key features
  • Terms and conditions

Professional advice

Speak to one of the our advisers to find out more about our Fixed Term Annuity.