LV= uses cookies to give you the best experience online and to provide anonymised, aggregated site usage data. You can find out what cookies we use and how you can disable them in our Cookie Policy. By continuing to use our website, you agree to our use of cookies in accordance with our cookie policy unless you have disabled them.

skip to main content


From money saving to healthy living tips and much more, we've got it covered.

Take a look through our articles below and see if we can help you find a story to inspire you.

Cartoon animation of a park with colourful people silhouettes and trees

Easy ways to make your retirement more comfortable

Wednesday, February 11, 2015

Follow us on twitter

Have a suggestion for an article? Get connected with us on Twitter!

Man placing money into a Piggy bank

It doesn't matter if your retirement is years away or just around the corner, there are a number of things you can do to ensure you are fully prepared for it.

One of the biggest worries when it comes to saying goodbye to the world of work is whether you'll have enough money. Even if you have a pension that you are paying into regularly, many people are still concerned about their savings.

However, you can easily improve your situation and lay your fears to rest with a number of steps. this could help you feel more ready for retirement and help to ensure you are completely comfortable.

Save more

If you don't think you're paying enough into your pension pot, you may not be. Have a look at your monthly income to see if you can pay in a bit more to your savings without leaving you short. You may find that your budget has a bit of wiggle room, allowing you to assuage your fears and top up your retirement fund.

Learn about the changes

Pensions are changing and this could affect what you choose to do with yours. Understanding what is coming into effect in April can help you to make better plans and change anything about your pension that you need to in order to get the best deal.

You can find out everything you need to know about the pensions reforms and what they mean for your savings here.

Be flexible

As well as looking at how much you save and putting a plan in place to put as much away as possible, you should also ensure you have a flexible retirement income plan in place. This needs to be entirely realistic, as planning to have more money than you'll actually have can cause issues down the line.

Having this plan allows you to understand what your income will be each month when you leave work and will help inform your saving habits.

Plan, plan, plan

It is better to have detailed retirement plans than no plans at all. You need to know where your money is, what you're likely to have when you retire, how you can access funds and whether you're going to make any big lifestyle changes in order to make your retirement income go further.

There is no such thing as planning too much, just so long as your plans are informed, correct and can actually be put into action.

Get advice

If you find the world of pensions and savings confusing, get advice. You can talk to your pensions provider or make the most of the free advice that will be on offer when April's reforms come into play. This can give you a clearer idea of where your savings are going, what you can do to boost your money and how income functions once you leave work.

Share with...

What are these?

  1. Google +1

This link will take you back to the love retirement section where you can find more interesting articles to read.

Going into retirement

Use your pension fund to get a regular income in your retirement years - either for the rest of your life or for a specified period.

Improve your retirement

Release cash from your home to spend however you want and enjoy a more comfortable lifestyle in retirement.