Car insurance

We're Which? Recommended Provider for car insurance 2024
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Why choose LV=?

Because there's plenty to smile about from the very start :-)

What's covered?

From theft to write-offs and even lost keys, you'll be covered with us

So here's what you need to know about our comprehensive cover

Car driving along a road
  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it’s good as it was before the accident.
  • Uninsured driver promise
    If the other driver is not insured and the accident is not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver
  • Misfuelling cover
    Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car’s engine.*

    *If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time.
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess.
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
  • New locks and keys
    If your keys are lost or stolen. After all, accidents happen.

Optional extras

Have we left you wanting more? Here's what you can add to your policy

Multi car insurance

Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket

  • Cover up to 6 cars and 12 drivers with multi car
  • Schedule different start dates or add them in later
  • Choose the cover levels and specific optional extras you'd like for each car
  • Our cheapest way to insure more than one car
 

Our awards and recognition

We're always in top gear when it comes to car cover

  • Given the prestigious Defaqto 5 Star Rating 
  • A Which? Recommended Provider for 10 years running

Policy documents

A little extra info never hurt anyone, have a read of our policy documents for new customers

You can get this and other documents from us in braille, large print or audio format by sending us an email at [email protected] . Visit our accessibility page for more options.

Now sit back, relax and start your quote