As an RCN member, we'll treat you to discounted LV= Car Insurance
Existing car customers
Need to make a claim, change or renew your policy?
Why choose LV=?
Because there's plenty to smile about from the very start :-)
- 5% discount when you buy car insurance online (excludes add-ons)
- Friendly call centres - there if you need to make a claim day or night, 24/7
- Lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)
What's covered?
From theft to write-offs and even lost keys, you'll be covered with us
So here's what you need to know about our comprehensive cover
- Accidental damage cover
Scratched or dented your car? We pay for repairs so it’s good as it was before the accident. - Uninsured driver promise
If the other driver is not insured and the accident is not your fault, you keep your no claim discount and there's no excess to pay - as long as you have the details of the other vehicle and driver - Misfuelling cover
Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car’s engine.*
*If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time. - European cover
Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! Find out more about driving in the EU - Vandalism promise
If your car is vandalised and you have to claim, you'll keep your no claim discount - you'll just need to pay your excess. - Replacement child car seats
We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage -
New locks and keys
If your keys are lost or stolen. After all, accidents happen.
Optional extras
Have we left you wanting more? Here's what you can add to your policy
- Per year£24.69
- Per year from£18.91
- Per year£14.25
- Per year from£26.00
Multi car insurance
Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket
- Cover up to 6 cars and 12 drivers with multi car
- Schedule different start dates or add them in later
- Choose the cover levels and specific optional extras you'd like for each car
- Our cheapest way to insure more than one car
Frequently Asked Questions
Policy documents
A little extra info never hurt anyone, have a read of our policy documents for new customers
You can get this and other documents from us in braille, large print or audio format by sending us an email at [email protected] . Visit our accessibility page for more options.