Home insurance

Up to 25% off your home insurance when you buy online

Over 30% of new customers buying online received a 25% discount, excludes Home Emergency & Home Legal Expenses.

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Why choose LV= home insurance?

What's covered?

Whether you choose Home or Home Plus, we'll protect your happy place 


Icon of a painting of a family, a mug with a laptop with a piggy bank and plants.


  • Unlimited cover to rebuild your home 
    Available only with our Home Plus policy
  • Flexible contents cover  
    Because we know one size doesn't fit all. Not sure how much your stuff is worth? No worries, we can work that out for you.
  • Accidental damage cover 
    Protects fixtures and fittings - and your TV, games consoles, tablets and laptops, too
  • Only one excess to pay
    If you're claiming under a combined buildings and contents policy
  • Lock replacement
    Keys lost or stolen? We'll replace your locks so you're safe and sound in a flash

HOME insurance Optional extras

For additional peace of mind, choose from our handy optional extras 

Find out more about our Home and Home Plus policies

Just select the level of cover when you get your quote – here's how they compare:

What we'll cover Home Home Plus
The cost to rebuild your home £1 million Unlimited
Alternative accommodation if repairs to your home following a claim mean you can't stay there £50,000 £100,000
Trace and access if there's a leak in your property £5,000 £10,000
12-month warranty on all repairs when you use our recommended repairer service Included Included
Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged Included Included
Full accidental damage for buildings Optional Included
Personal belongings away from home Optional Included
Bicycles away from home Optional Included
Locks and keys replacement Included Included
Contents of your home £25k - £100k Up to £150k
Accidental damage cover for your TVs, DVD players, games consoles and computers Included Included
Full accidental damage cover for contents Optional Included
Plants in the garden £1,500 £10,000 
Digital downloads cover if you need to replace your online music, movie and book collection £1,000 £10,000

Add our home insurance to your prized possessions

Our awards and recognition

  • Given the prestigious Defaqto 5 Star Rating for our Home and Home Plus insurance
  • Which? Recommend Provider for home insurance

All set? Great. Let's start your quote.