Green hills and car lights on a winding road at night

Electric car insurance

Electric car insurance with a little extra spark 

Introducing car insurance for fully electric vehicles 

Get an electric car quote Your saved car quote

Why choose LV= electric car insurance?

Our electric car insurance cover is designed for the next generation of vehicles

Excellent quote process, allows multiple drivers with different levels of cover, Very competitive for our two cars , excellent level of cover for my EV and easy to see what is covered . Can opt out of auto renewal which I like .

Here's what's included as standard:

  • Recovery to the nearest chargepoint if you run out of charge in the UK. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
  • Cover for charging cables, wall boxes and adaptors for accidental damage, fire and theft
  • Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car
  • Over the air monthly updates (OTA) are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade.
  • Plus, you'll enjoy lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)


And if you choose our optional hire car cover:

  • We’ll provide the use of an electric or hybrid hire car if your green machine is off the road
Excellent quote process, allows multiple drivers with different levels of cover, Very competitive for our two cars , excellent level of cover for my EV and easy to see what is covered . Can opt out of auto renewal which I like .

What else is covered?

You'll get the same brilliant features you expect from our regular car insurance, too

From european cover to lost keys and much more besides, we've got it covered:

  • Accidental damage cover
    Scratched or dented your electric car? We pay for repairs so it's as good as it was before the accident 
  • Uninsured driver promise
    If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
  • European cover
    Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! To tow abroad, you may need to apply for a Green Card. To apply, fill in this application.
  • Vandalism promise
    If your electric car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
  • Replacement child car seats
    We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
  • New locks and keys 
    If your keys are lost or stolen. After all, accidents happen... 

Electric Car Insurance Optional Extras

Check out our range of electric car optional extras 

Policy documents

Learn more about the nuts and bolts of our cover – the policy documents are all here

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

Now sit back and start your electric car quote