Car insurance

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SO, WHY CHOOSE LV=?

Because there's plenty to smile about from the very start :-)

  • Discount for customers when you buy your car insurance online*
  • Friendly UK-based call centres - there if you need to make a claim day or night, 24/7
  • Lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)


*Customers buying online receive a 5% discount, excludes add-ons

What's covered? 

From theft to write-offs and even lost keys, you'll be covered with us. Here's what you'll like about our comprehensive cover 

Good price and very easy to take out. Comprehensive Car Insurance cover.
Icon of a car driving along a road
  • Windscreen repair and replacement
    We’ll cover all the glass in your car under your windscreen cover. Plus, windscreen claims don't affect your no claim discount.
  • Earning No Claim Discount (NCD)
    NCD is a discount on your car insurance as a reward for being claim free. You’ll earn a year of NCD for every year you don't make a claim. If you're in an accident that isn't your fault and we recover the cost from the liable driver's insurer, your NCD won't be affected.
  • Accidental damage cover
    Scratched or dented your car? We pay for repairs so it's as good as it was before the accident.
  • Vandalism promise
    If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess.
  • New locks and keys 
    If your keys are lost or stolen. After all, accidents happen.
Good price and very easy to take out. Comprehensive Car Insurance cover.

car insurance Optional extras

How about a little more peace of mind? Check out our range of optional extras

We're always in top gear when it comes to car cover

Our awards and recognition

  • Which? Recommended Provider for car insurance 
  • Given the prestigious Defaqto 5 Star Rating 

Policy documents

Learn more about the nuts and bolts of our cover – the policy documents are all here

You can get these and other documents from us in Braille, large print or audio by dropping us a line.

Now sit back, relax and start your quote