Worried about passing away before the end of the plan?
You can choose to buy one or more of our optional death benefits at the start of the plan in case you pass away before the end of the term.
If you're unsure which benefits would be best for you, please speak to an adviser.
You can protect up to 100% of your original investment if you pass away within the plan term
Plan protection provides the option to protect 100% of the PRP income and/or guaranteed maturity value if the member dies before the plan ends
If you die before age 75, any lump sum will be paid tax free
If you die at age 75 or older, the beneficiary will pay income tax at their personal rate.
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