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LV= Pension Specialists

Chat to us about your pensions

Call us on 0800 032 9301

Lines open: 8.30am to 6pm Monday to Friday.

Pensions explained

  • There's a number of factors that could affect how much money you'll get.
    • If you don't qualify, you can make extra contributions to make up for any shortfall you may have.
  • There are two types of pension, defined contribution and defined benefits pensions.
  • The amount of money you will get will depend on a number of factors including how much you've paid in.
  • If you are 55 or over with pension savings in a defined contribution plan you now have more flexibility.
  • Find out more about your new options when you retire.
  • Most people can take up to 25% of their pension tax free.
    • There are ways you can protect your pension pot from scams.
  • Understanding how your outgoings in retirement might change is important.
    • Splitting costs into essential and optional spending can help you plan your retirement.
  • Bringing multiple pension pots together can help you choose what to do with it.
  • There are various pro's and con's of combining your pension pots for you to consider.

Any references we make to taxation are based on our understanding of current legislation and HM Revenue & Customs practice, which can change.

Pension scams

  • Take steps to protect yourself from possible pensions scams and find out where you can find our the latest known scams.
  • Learn how to spot a scam with our checklist.

Things to consider

  • Is taking your pension now the right thing to do?
  • Are you getting the best deal available?
  • Do you really need to take your 25% lump sum now?

Do you need any help? Chat with an LV= pension specialist

Lines open: 8.30am to 6pm Monday to Friday. We may record and/or monitor calls for training and audit purposes. Live chat available: 9am to 5pm Monday to Friday.

Call us on 0800 032 9301

TextDirect: 18001 0800 032 9301