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Building your pension

Call us for a free chat on 0800 032 9301

Lines open: 8.30am to 6pm Monday to Friday

Understanding pensions and your options

Find out everything you need to know about pensions, the different types and what pension freedoms mean for you. We're here to help you successfully build and boost your pension savings, so you can take advantage of the best options available when you come to retire.

Pension types

Explore the differences between defined benefit and defined contribution pensions.

Pension changes

Explore the pension freedoms and find out what they mean for you and your pension options at retirement.

State pension

Find out how much the state pension is and when you will reach the state retirement age.

Defined benefit pensions

Our guide to defined benefit pensions, your cash lump sum, and your retirement income.

Pension consolidation

See if combining your pensions is right for you and how it could boost your pension savings.

Pension transfer

Find out how to transfer a defined benefit or defined contribution pension and explore the benefits.

Preparing to retire?

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A few years from retirement? Find out how to prepare by tracing lost pensions, boosting your savings, and budgeting for retirement.

Ready to retire?

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If you're ready to retire why not explore your retirement options on our pension access pages.

Have a commitment free chat with a Pension Specialist

Call us on 0800 032 9301

TextDirect: First dial 18001

Lines open: 8.30am to 6pm Monday to Friday. We may record and/or monitor calls for training and audit purposes.

Start your conversation with a pension specialist today by telling us about:

  • Your current pension pots
  • Any contributions you're making
  • How much you've already saved