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Retirement options

Call us for a free chat on 0800 032 9301

Lines open: 8.30am to 6pm Monday to Friday

Discover your retirement options

With more freedom and choice than ever before on how to take your pension savings, it's important to know what your options are.


Discover how annuities work and find answers to frequently asked questions.

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Enhanced annuities

Increase your retirement income if you’re in poor health with an enhanced annuity.

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Fixed term annuities

Find out if a short term annuity could be right for you and what your flexible options are.

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Learn about pension drawdown and how you can flexibly access your pension savings.

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Tax free cash

Find out about accessing up to 25% of your pension as tax free cash.

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Equity release

Make your retirement more comfortable by releasing equity from your home.

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Not ready to retire quite yet?

If you're not ready to retire yet, or are a few years from retirement, why explore our pension planning pages and see how you can build and improve your pension savings.

Have a commitment free chat with a Pension Specialist

Call us on 0800 032 9301

TextDirect: First dial 18001

Lines open: 9am to 6pm Monday to Friday. We may record and/or monitor calls for training and audit purposes.

Start your conversation with a pension specialist today by telling us about:

  • Your current pension pots
  • Any contributions you're making
  • How much you've already saved