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Home insurance

Defaqto 5 Star rated cover
We look after what matters to you and your family

Retrieve a quote

Three reasons to choose LV= Home Insurance

  • 12-month guarantee on repairs when you use our recommended repairer
  • 24-hour UK emergency helpline, if you need help in a hurry
  • Your own dedicated person to handle any claim you need to make

With our Home Insurance you’ll get

Buildings insurance cover

  • £1 million cover if you need to rebuild your home
  • £50,000 cover for somewhere else to stay, if needed
  • Accidental damage cover for your windows, toilets, baths and basins
  • New locks and keys if your keys are stolen or lost

Contents insurance cover

  • Choose up to £100,000 for your contents cover
  • Accidental damage cover for your TVs, DVD players, games consoles and computers
  • £1,000 cover for your digital downloads such as music and movies
  • £1,500 cover for your garden plants

And you can choose between our Home Insurance policy and our new Home Plus cover if you're looking for an extra level of protection. Select the level of cover when you get your quote. Here's how they compare

What we’ll cover

Home

Home Plus

The cost to rebuild your home

£1 million

Unlimited

Alternative accommodation if repairs to your home following a claim mean you can’t stay there

£50,000

£100,000

Trace and access if there's a leak in your property

£5,000

£10,000

12-month warranty on all repairs when you use our recommended repairer service

Included

Included

Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged

Included

Included

Full accidental damage for buildings

Optional

Included

Personal belongings away from home

Optional

Included

Bicycles away from home

Optional

Included

Locks and keys replacement

Included

Included

Contents of your home

£25k – £100k

Up to £150k

Accidental damage cover for your TVs, DVD players, games consoles and computers

Included

Included

Full accidental damage cover for contents

Optional

Included

Plants in the garden

£1,500

£10,000

Digital downloads cover if you need to replace your online music, movie and book collection

£1,000

£10,000

Don't want to insure buildings and contents together? No problem. Simply choose one or the other when you get your quote.

Our home insurance isn't just about giving you quality cover, you can also tailor your cover with our range of optional extras.

Take out both our buildings and contents cover and only pay one excess on a claim, plus you'll get an extra discount.

Choose the level of home insurance you'd like when you get a quote

Want to call for a quote?
Call our UK-based call centre on:

0800 756 8290

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

More contact details

Calls will be recorded

We love saving you money on other insurance too...

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Rated 5 Stars by Defaqto with an exclusive discount

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5% member discount compared to LV= general public prices

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5% member discount compared to LV= general public prices

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