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Our range of products can help protect your clients where they need it most, or give an income in retirement.

Personal Protection

Income Protection

Protect income in case of long term sickness or accidents

Income Protection for medical professions

Special features dedicated to clients in the medical profession

Personal Sick Pay

Income protection for clients in riskier jobs

Life Insurance

If the worst happens, make sure your clients and their loved ones are protected

Life and Critical Illness cover

Quality protection for your clients with our combined life and critical illness cover

Family Income Assurance

Pays out a regular income should the worst happen

Gift Inter-Vivos

To cover the inheritance tax due on a gift above the nil rate band

Business Protection

Key Person Cover

Provides a financial safety net if a key member of the business dies or is diagnosed with a critical illness.

Share & Partnership Protection

Provides a financial safety net if a business owner dies or is diagnosed with a critical illness.

Relevant Life Cover

A tax-efficient way for small businesses to offer death-in-service benefits to their employees, including salaried directors.


Fixed Term Annuity

Provides a secure income over a set term, with a guaranteed value at maturity

LV=, County Gates, Bournemouth, BH1 2NF, UK