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IP too expensive?
How to scale down the cost to meet your client's budget

Income Protection

Income Protection support

Being an adviser isn't just about selling products. With this in mind we aim to help you as much as we can. See below for how we can help support your business sales.

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State benefits

What are they and how are state benefits worked out?

Casual business people in a meeting

Sales techniques

Introduce your client to the importance of protecting their income


Income Shortfall Calculator

Show your client how little they'll have to live on if they were to be unable to work.

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Video library

Watch our customer story videos that show the benefits of financial protection.

Lady talking on the phone

Pre-underwriting helpline

Go straight through to our underwriters who can quickly answer questions about exclusions, loading etc.

Email: [email protected]
Call: 0800 678 1893
8:30am to 6:30pm Monday to Friday
TextDirect: first dial 18001

Example results of the split waiting calculator

Split Waiting Period Calculator

Calculate the maximum LV= Income Protection available, through two separate policies.

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Suitability wording

Our suitability letter builder helps you to generate your own client suitability letters.

0800 678 1890

TextDirect: first dial 18001

8.30am - 6.30pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.


Personal Sick Pay

Find out more about our Personal Sick Pay product; income protection for clients in riskier jobs.

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LV=, County Gates, Bournemouth, BH1 2NF, UK