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Fix for 5 years for a great rate with us.

Talk to our specialists now on 08000 850250 or

Provides a secure income over a set term, with a guaranteed value at maturity

Protected Retirement Plan

Great reasons to choose LV=

Flexible product design

You can choose from a wide range of options, allowing you to tailor the plan to best suit your client’s individual circumstances.

Options include:

  • choice of term (between 3-25 years)
  • choice of income level
  • ability to choose an escalating income
  • facility to provide a beneficiary's income
  • variety of death benefits
  • flexible remuneration options.

Anytime conversion feature

Our free conversion feature included with all new contracts, allows your client to end their existing plan and transfer out at any time should their circumstances change, so they:

  • won’t have to wait until the plan is due to end if they don’t want to
  • can transfer out to another retirement product at any time or take as a taxable cash lump sum, for any reason, as long as financial advice has been given (please note the amount we pay when they convert their plan may be a lot less than the guaranteed maturity value they would have received, or even the original investment, if they had kept their plan for the full term agreed when it was set up)

Find out more about the anytime conversion feature

Retirement specialist

We also offer a wide range of other retirement solutions, including enhanced annuities, investment-linked annuities and pension drawdown. Therefore, when your client’s fixed term annuity reaches maturity, you can be confident that we’ll have a solution for them.

Membership rights

When your client takes out an annuity, they become LV= members. This entitles them to benefits including:

  • discounts on our car, home, pet and travel insurance products
  • free member care line on health and medical matters, counselling and legal issues
  • society member benefits

08000 850 250

TextDirect: first dial 18001

8.30am - 5.30pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.



LV=, County Gates, Bournemouth, BH1 2NF, UK