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Trustee suitability builder

Suitability letter builder

This is the suitability letter builder for our Protected Retirement Plan.

Whilst you are free to use this information in your suitability letters, you are responsible for their compliance, and we can’t accept any responsibility for any issues that arise as a result of their use. Therefore we urge you to seek approval from your compliance department before using these paragraphs.


About our suitability letter builder

A good suitability letter is:

  • your opportunity to justify and reinforce the reasons for your advice and recommendations
  • an excellent opportunity to document unmet and future needs and the importance of on-going review discussions
  • your record of the discussions held and the recommendations made/not made and why.

It should be clear, fair and not misleading. It should be personal, explain the reasons why a recommendation has been made and how it meets the customers’ needs and objectives. It should highlight any risks involved.

We’ve produced a range of template paragraphs that are designed to describe generic features of each type of policy, as well as the specific benefits of our own products. You can use and adapt these paragraphs to help construct your own Suitability Letters.

LV= has taken care to ensure the accuracy of the information at the time of issue but does not accept liability resulting from your use of it.

LV=, County Gates, Bournemouth, BH1 2NF, UK