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Motorbike insurance optional extras

Useful add-ons for extra cover

Motorbike next to a green heart

Motorbike insurance extras

Our motorbike insurance gives you the flexibility to tailor your cover to suit you.

To include these options on your policy, ask to add them as you go through your quote.

Financial products highly approved trader -

Call our UK call centre on

0800 316 1225

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls will be recorded

Breakdown cover - from £26.00

"Help! My motorbike has broken down!"

Our breakdown cover is there for you whenever your motorcycle lets you down. From our basic 'Roadside Assist' to comprehensive UK and European recovery, our choice of five levels of breakdown cover means you only pay for what you need.

  • Get professional help if your motorbike breaks down
  • Access to over 3,000 Britannia Rescue professionals
  • Call our 24/7 UK call centre if you need help

Vehicles must be kept in a roadworthy condition and where appropriate, have an MOT certificate and road tax.

Breakdown truck icon representing breakdown cover

Personal accident cover - £19.90

"What if I'm seriously injured while using my motorbike?"

Personal accident insurance pays out £10,000 if you, your partner or a named rider on your policy suffer a serious injury or death while travelling on, or getting onto or off your motorbike.

  • Receive a lump sum payout of £10,000 for a serious injury
  • Named riders on the policy are also covered
  • This cover also includes injuries like loss of sight or hearing - for full details of the injuries covered, please refer to the motorbike insurance policy document
First aid kit icon representing personal accident cover

Motor legal expenses - £19.90

"The accident wasn't my fault!"

Motor legal expenses insurance covers up to £100,000 of legal costs following a motorbike accident caused by someone else, including help with personal injury claims.

  • Keep 100% of your personal injury claim compensation (without this, your solicitor may deduct their fees from the amount you receive)
  • Defend a motoring prosecution arising from an incident while you were using your motorbike
  • Recover any lost earnings if you're unable to work
  • Call a free 24/7 legal advice telephone helpline service for any private legal matter

Any claim must have more than a 50% chance of the case being successful.

First aid kit icon representing personal accident cover

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