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Moped insurance

Our moped insurance will make sure you're good to go 
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Because there's some brilliant benefits from the very start

riding a moped in the uk

Why do I have to insure my moped?

Here's what you need to know

It's against the law to ride an uninsured moped. If you have an accident or your moped is stolen, you need to be able to protect yourself financially. It's also a legal requirement and you won't be allowed to ride your moped without it.

You don't even have to be riding your moped to get caught - Because there are so many vehicles without insurance, the UK Government introduced the Continuous Insurance Enforcement (CIE) legislation. This means it's an offence to be the keeper of a vehicle without insurance unless you have told the DVLA that your vehicle is being kept off the road using a Statutory Off Road Notice (SORN).

There are big penalties if you're not insured -  If you don't have moped insurance, then you're not complying with the CIE legislation. You could receive a £1,000 fine, court prosecution and your moped could be clamped, seized and, in some cases, destroyed.

With motorbike, moped and scooter theft becoming a growing issue in the UK, we've compiled some top tips, with help from the metropolitan police, about how to keep your bikes safe from thieves.

For peace of mind, LV= offers comprehensive cover for your moped or scooter.

Do you have a moped or a scooter?

Usually it's the engine size that determines whether you have a scooter or a moped


Scooters have a more powerful engine, ranging between 50cc and 150cc. This means scooters have a higher top speed and so are often more expensive to tax and insure.


Mopeds are smaller than scooters, although the wheels can be larger. They normally have a maximum engine size of 50cc and a top speed of about 28mph.

Policy documents

Want a little more bike cover info? Take a read of the policy documents

You can get these and other documents from us in Braille, large print or audio by contacting us

Give us a call and get your moped cover quote

0800 316 12258am - 8pm Monday to Friday 9am - 5pm Saturday and bank holidays 10am - 4pm Sunday. Calls will be recorded