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Life Insurance with Critical Illness

Who'll get the money on a life insurance claim?


Who we pay out the lump sum to on death depends on how you set up your plan. If you're the only person insured then the money will go to your estate. If you and your partner is insured then the money will go to the surviving partner.

If you've put the policy in trust then the money will go to the trustees, and if you've given it away, it'll go to the new owners.

More on Life Insurance claims

Our life insurance application is quick and easy

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents


From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs