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Who'll get the money on a life insurance claim?

A family with LV= Life Insurance pitching a tent with a green heart


Who we pay out the lump sum to on death depends on how you set up your plan. If you're the only person insured then the money will go to your estate. If you and your partner is insured then the money will go to the surviving partner.

If you've put the policy in trust then the money will go to the trustees, and if you've given it away, it'll go to the new owners.

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Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

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From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

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