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Life Insurance with Critical Illness

What types of Life Insurance cover can I choose?

Answer

You can choose:

Level cover
This means the amount of cover and the premium you pay is fixed when your plan starts, and doesn’t change. This means that as the cost of living increases, your cover will buy less.
Decreasing cover
This type of cover is designed to cover the reducing amount owed on a capital and interest repayment mortgage. The amount of cover will go down each month, but the premium you pay is fixed when your plan starts and doesn’t change.
Joint or single cover
You can choose to take out a plan that covers just yourself, or your spouse, civil partner or someone you share a financial commitment with as well.

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Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

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FAQs

From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs