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Life Insurance with Critical Illness

What is Life Insurance and how does it work?

Answer

Life insurance is used to provide a payment if you die and is usually used to provide for loved ones if something happens to you, such as making sure they have a home to live in.

Generally, there are two types main types of policy:

Life insurance over a specific term

These run for a specific time, usually chosen when you take out the policy. After at the end of the term, the policy ends and you wouldn't be covered.

Life insurance for the whole of your life

These have no specific end date and will pay out whenever you die, as long as you keep up the payments.

Each policy is different and you should spend time making sure you understand how it works and how the money will be used by the people that depend on you.

Our Life Insurance is over a specific term. You can get a quote from us online to see how much it will cost you each month, however if you're unsure you should speak to a financial adviser to understand your protection needs.

More on our life insurance

Our life insurance application is quick and easy