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Life Insurance with Critical Illness

What happens if the cover term has finished on my Life Insurance policy?

Answer

When the cover term has finished, the policy ends and you won't get anything back.

We won’t pay a claim if the term of the policy has finished or if the policy has been cancelled. For example, if a life insurance policy is taken out to cover the length of a mortgage and the person holding the policy dies after the term has finished.

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Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

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FAQs

From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs