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When you take an LV= Life Insurance policy with us, you're covered if you die before the end date of your plan. This means you'd be paid a cash lump sum (your amount of cover), that can be used as you wish.

You can also ask us to pay the amount of cover if you are diagnosed with a terminal illness. However, we will reduce the amount of cover we pay out to reflect the fact that we are paying out on your plan even though you have not died. For an LV=Life Insurance product we currently reduce the amount of cover by 3%. Please see section A6 of the Life Insurance Plan Conditions for more information on this. However this does not apply to our other 'protection policies'.

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Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
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From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

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