We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

What will your employer provide?

Death isn’t the easiest of subjects to think about, and dying while still at a working age is always a particular tragedy, both for the individual and their family.

Death in service benefit

  • Some employers might offer a certain amount of life cover benefit as part of their employee benefits package.
  • This is commonly known as 'death in service' benefit and is essentially a life insurance policy.
  • Death in service insurance may help the family and next of kin deal with at least some financial issues under such circumstances.
  • Whether you’re covered, and for how much, will depend on your specific employer, so you should check with them to find out the details.
  • The amount of cover provided is normally either a multiple of your salary or a fixed amount, and will be paid out tax free to your next of kin.
  • You may want to check whether this pay-out would be enough to provide your loved ones with the financial security you want for them, if they had to manage without your income.
  • If you leave the company or are made redundant you will no longer be covered.

Our life insurance application is quick and easy

You can also phone

Call our friendly UK-based team for more information

Phone0800 756 8520

Quoting offer code IELO

9am - 5pm Monday to Friday

Existing customer?

0800 678 1906

8.30am - 6.30pm Monday to Friday

Existing customer section

TextDirect first dial 18001

We may record and/or monitor calls for training and audit purposes.

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents


From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs