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Life Insurance

Find out what life may have in store for you with our Risk Calculator

A family with LV= Life Insurance pitching a tent with a green heart

Life Insurance risk calculator

We all hear news of a friend or a relative who:

  1. is off work for a few months, or
  2. has been diagnosed with a serious illness, or
  3. has unexpectedly died.

What are your chances? Are you prepared?

Using only the details you enter here on our Risk Calculator, the results will give you a rough idea of the chances of one of the events to the left happening before your chosen retirement age. The calculator uses population and industry statistics and your personal results are shown as a percentage. Please remember, these results are only a guide and are not certain to happen. Everyone is different, as are their financial and protection needs.

Risk Reality Calculator
Call LifeSearch on:
0800 197 2266

Mon to Thu 8am - 8pm
Fri 8am - 6pm

Existing customer?
0800 678 1906

8.30am - 6.30pm Monday to Friday

Calls may be recorded and/or monitored for training and audit purposes.

LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.

More about LifeSearch and your protection needs

When considering your results...

We have a range of insurance products specifically suited to help protect your income or to leave a lump sum for your loved ones.

Green shield with a white heart

Life Insurance

Provides a one-off lump sum to help protect your loved ones if you die during the term of the plan

Red shield with a white cross

Life Insurance with Critical Illness

Protects you against loss of income if you're unable to work because of an accident or sickness.

Umbrella with coins

Income Protection

Protects you against loss of income if you're unable to work because of an accident or sickness.

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Need to make a claim?

Contact one of our experienced claims advisers to guide you through the process.

How to make a claim

Get advice

Speak to one of our advisers who can make sure you have the right cover for your needs.

Get some advice