Here're some of the most common conditions our customers claimed on last year.
If you were born after 1960, there is a 50% chance you'll be diagnosed with some sort of cancer in your lifetime. In fact, 58.1% of all our critical illness claims in 2017 were due to cancer.
Heart-related conditions kill more than one in four people in the UK. Every three minutes someone in the UK will have a heart attack, and every day 435 people will lose their lives to cardiovascular disease.
Nationally 25% of those who suffer a stroke are under the age of 65.
We pay out the full amount of cover for 43 conditions
For 20 less serious conditions we pay a proportion of your amount of cover. If we pay a claim under one of these conditions, then your policy will still continue for your full amount of cover.
For 16 conditions we'll pay extra to help offset the harsh financial impact it has on lives.
We have ten full payment conditions where we’ll pay 200% of your cover, up to a maximum of £200,000 (on top of your original cover). This happens if your claim is as a direct result of an accident and can also be claimed if it happens to your children.
For six neurological conditions we cover, we’ll pay 150% of your cover, up to a maximum of £200,000 (on top of your original cover). This happens if you're diagnosed with these conditions before you're 45.