You can choose the life insurance protection that best suits you.
Joint life plans are usually taken out where the death of either person will have a significant impact on the lifestyle of the other, particularly where there are children involved.
You can choose to take out a plan that covers just yourself, or yourself and your spouse, civil partner or someone you share a financial commitment with. A single life plan insures only you and pays out if you die during the plan term.
However, if the life cover is intended for a couple, then as an alternative to a joint plan, each person can take out their own single life plan and choose to have different amounts and cover periods.
The information on this page shouldn't be taken as advice. It's up to you to decide if it's right for you and you should speak to a financial adviser if you're not sure.
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