We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

Found your dream home?

Protection has to be the right move

When buying a home, it's easy to forget that for most of us it can mean taking on a large debt.

Man and woman carrying a green chair

It's worth planning for a rainy day

Just in case a loss of income would turn your dream home into a nightmare.

  • How long would it be before you got behind with the mortgage?
  • How quickly would your debts build up?
  • How quickly would your savings disappear?
  • Might you be forced to sell the property at a loss? Prices don’t always go up!
  • If your partner was left on their own, how would they cope financially?

In many ways the perfect foundation for your home is choosing the right protection.

We know it isn’t as much fun as choosing new furniture, but it still helps ensure the roof over your head remains secure. After all the most important reason to have protection is to protect the loved ones you share your home with.

The extra costs involved when buying a new home

One thing’s for sure – if you’re buying a home it’s going to mean extra costs. There are the legal fees, stamp duty, removal fees – and that’s before you even start paying the 25 year mortgage!

It’s a big investment and the costs just keep on coming, council tax, energy bills, credit cards and loans.

The fact is you’re probably both working just to keep the roof over your heads.

So what might your protection priority be?

Your first priority should be to ensure your mortgage is paid off should you die.

To protect your mortgage payments or provide a lump sum if you become too ill to work.

Talk to an expert

Our UK Protection team are here to help:


0800 202 8131

TextDirect: 18001 0800 202 8131

9am - 5pm Monday to Friday

We may record and / or monitor calls for training and audit purposes.

We offer a range of the protection, pension, annuity and investment products from the Liverpool Victoria group of companies.

We also offer protection, annuity and investment products from a limited number of other companies.

Protecting your home?

Is it time to protect your dream home?

Protection, understanding the basics

Protection TV

Take a crash course in protection and tune in to our Protection TV. We'll talk you through all the ins and outs.