With a critical illness, you want to be sure that the cover you choose will be there for when you need it the most.
Here're some of the most common conditions our customers claimed on last year.
1 in 2 people born after 1960 are expected to get cancer in their lifetime (Cancer Research UK). In fact, 60% of all our critical illness claims in 2020 were due to cancer.
Heart and circulatory disease cause more than a quarter (27%) of all deaths in the UK; that's nearly 170,000 deaths each year - an average of 460 people each day or one death every three minutes.
Strokes cause around 34,000 deaths in the UK each year (BHF). Strokes are a major health problem and are the single largest cause of disability for the UK.
Full payment conditions covered
We pay out the full amount of cover for 48 conditions
Additional payment conditions covered
For the following less serious conditions, we'll pay the lower of 50% of your amount of cover up to £30,000. If we pay a claim under one of these conditions, then your policy will still continue for your full amount of cover.
For 17 conditions we'll pay extra to help offset the harsh financial impact it has on lives.
We have ten full payment conditions where we’ll pay double your cover, up to a maximum of £200,000 (on top of your original cover). This happens if your claim is as a direct result of an accident.
This can also be claimed if it happens to your children; see more about children's cover.
For four neurological conditions we cover, we’ll pay double your cover, up to a maximum of £200,000 (on top of your original cover). This happens if you're diagnosed with these conditions before you're 55.
These are not included in children's cover.
For 3 full payment conditions, we'll pay double your cover, up to a maximum of £200,000 (on top of your original cover) if you meet the definition for one of the listed conditions.
This payment is also available for children's cover.
Please note additional features could be available on this type of product, including total permanent disability, inflation-linked cover, reviewable premiums and enhanced conditions for children’s critical illness and specified complications of pregnancy. Should you wish to discuss additional features, you can contact LifeSearch on 0800 197 2268. LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.
A little extra info never hurt anyone, so have a read of our policy documents
You can get this and other documents from us in Braille, large print or audio by contacting us
We've chosen to partner with LifeSearch to offer you independent advice on which protection products are right for you.