man lifting woman in his arms and laughing together

List of Critical Illnesses Covered

It's important to know which critical illnesses you'll be covered for

Get a Life with Critical Illness cover quote

With a critical illness, you want to be sure that the cover you choose will be there for when you need it the most.

Here're some of the most common conditions our customers claimed on last year.

  • Cancer

1 in 2 people born after 1960 are expected to get cancer in their lifetime (Cancer Research UK). In fact, 60% of all our critical illness claims in 2020 were due to cancer.

  • Heart

Heart and circulatory disease cause more than a quarter (27%) of all deaths in the UK; that's nearly 170,000 deaths each year - an average of 460 people each day or one death every three minutes.

  • Stroke

Strokes cause around 34,000 deaths in the UK each year (BHF). Strokes are a major health problem and are the single largest cause of disability for the UK.

Important Information

Life and Critical Illness combined

As of 25 January 2022 our Critical Illness cover has changed. If you have previously started an application before this date, you may want to review the cover before you purchase.

Full payment conditions covered

We pay out the full amount of cover for 38 conditions.
Additional payment conditions covered
Enhanced conditions

Children's critical illness cover

Full payment conditions covered
Additional payment conditions covered
Enhanced conditions for Children's cover

Please note additional features could be available on this type of product, including total permanent disability, inflation-linked cover and applying on a life of another basis. We also have a different Life and Critical Illness product which provides cover for more conditions and features, and is also available on reviewable premiums. Should you wish to discuss the additional features or our other policy, you can contact LifeSearch on 0800 197 2268. LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.

Financial Advice

Need advice?

We've chosen to partner with LifeSearch to offer you independent advice on which protection products are right for you.

Mon to Thu - 8am - 8pm     Fri 8am - 6pm

For Text Phone first dial 18001

Calls will be recorded and/or monitored for training and audit purposes.

Find out more about getting advice