Children's Critical Illness cover
No one ever wants to imagine their child becoming critically ill or suffering a serious accident. But sadly, it does happen.
Our Children’s Cover is added to your policy automatically and at no additional cost. If you don’t have children now, they’ll still be covered if you do have a family in the future. Our cover includes:
Important information about our Children's Critical Illness cover
We won’t pay a claim for children’s cover if;
Also we will not pay a claim if the critical illness your child has been diagnosed with, or the reason they need to have an operation is caused by any of the following;
Your child will be unable to use the Junior option if we have already paid a critical illness claim for that child under any policy held with us. This option must be taken within 6 months of their 23rd birthday.
Under the Junior option each child can take up to half the cover of their parent’s policy, although this can’t be more than £25,000. If the parents have more than one policy the absolute most a child can take is £50,000 combined,
With LV=, all children are covered including step children and legally adopted children. If you make a claim for children’s cover the main policy remains in full.
Please read the policy summary and policy conditions to help you understand the full features of this product.
The information given in these pages should not be seen as advice to take out this plan so if you're happy that the product meets your needs you can apply online, or over the phone through LifeSearch.
We've chosen to partner with LifeSearch to offer you independent advice on which protection products are right for you.