information

We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

Is there anything I'm not covered for?

A family with LV= Life Insurance pitching a tent with a green heart

Answer

You're covered if you die or are diagnosed with a terminal illness before the end date of your plan and we will pay a lump sum to your estate unless you've made other arrangements. The terminal illness must meet our policy definition and you can't claim within the last 12 months of the plan. The payment will be 3% less than the original insured amount.

On it's own, it does not pay on diagnosis of a critical illness or provide a continuing income. If you're looking for more cover, find out ways to protect yourself.

Back to Life Insurance cover questions

Our life insurance application is quick and easy

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents

FAQs

From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs