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How much Life Insurance cover do I need?

A family with LV= Life Insurance pitching a tent with a green heart


How much life insurance you'll need depends on your own personal circumstances; such as the needs of your family and dependents and taking into account things like your debts and outgoings, including mortgages, loans and credit cards.

However if you're unsure how much you need you should speak to a financial adviser.

Back to Life Insurance cover questions

Our life insurance application is quick and easy

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents


From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs