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Life Insurance with Critical Illness

How long do I need Life Insurance cover for?


When using Life Protection to cover a mortgage, the term should match the remaining length of the mortgage.

For family protection, this can often depend on the children you'd like to support to independence. Considering University, this could take them up to age 25, but the choice is yours. You may also want cover to finish at retirement to cover the loss of income the household.

To help you consider some options, we've put together some things to consider.

Our life insurance application is quick and easy

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more about life cover

Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents


From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

View our Life Insurance FAQs