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Do you pay if I have a terminal illness?

A family with LV= Life Insurance pitching a tent with a green heart


Within our life insurance policies there is a cover for the diagnosis of a terminal illness before the last 12 months of the plan. This allows us to pay your claim, which will be 3% less than the original insured amount if your doctor has diagnosed that you have less than 12 months to live. For our other 'protection policies' we pay 100% of your claim when diagnosed that you have less than 12 months to live.

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We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

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Why choose LV=

An insurance provider you can trust established in 1843.

  • 97% of claims paid in 2016
  • UK's largest friendly society

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From what's covered, ways to get set up or even how to claim, our library of FAQs can help.

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