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Buy to let insurance

Defaqto 5 Star rated landlord insurance from LV=

Buy to let insurance from LV=

Whether you’re already a landlord or are considering investing in a buy to let property, then it’s essential to make sure you get the right buy to let insurance (also known as landlord insurance) to ensure that your investment is covered if things go wrong.

Standard home insurance isn’t suitable for rental properties, so you need tailored buy to let insurance which not only covers you for incidents such as flooding, fires, burst pipes and broken windows, but also provides wider benefits like loss of rent cover if your property is damaged and accidental damage cover as standard.

Why not see how much you could save with buy to let insurance from LV=? Call our lovely people on 0800 234 6275 for a quote.

Get your landlord insurance quote online

Or call our UK call centre on

0800 234 6275

Existing customer contact details

8am - 8pm Monday to Friday

9am - 5pm Saturday and bank holidays

10am - 4pm Sunday

Calls will be recorded

Why choose LV= Buy to let insurance?

  • 12-month guarantee on repairs when you use our recommended repairer
  • 24-hour legal helpline if you need help with any property disputes
  • 10% discount for existing LV= Car and Home insurance customers

Key benefits

  • Up to £1 million Buildings cover that includes damage by fire, flood, storm or accidental damage
  • Up to £50,000 loss of rent cover or alternative accommodation costs if there's damage to your rental property or it becomes uninhabitable (up to £25,000 if contents only)
  • Cover for subsidence, heave or landslip
  • Up to £5m property owners' liability for compensation and third party legal expenses
  • Choose to add up to £50,000 landlord's contents insurance to cover items owned by you, e.g. carpets, furniture and any white goods

Do I need landlord insurance if I'm just buying to let one property?

Q. Do I need landlord insurance if I’m just buying to let one property?

A. Yes - landlord insurance is a policy designed for property owners who rent out their buy-to-let property to tenants. This covers you if the tenant causes damage to your property and also covers for lost rental income if there is damage to your property.

If I'm letting out my property as furnished - will it be covered?

Q. If I'm letting out my property as furnished - will it be covered?

A. Landlords can purchase additional cover for a buy-to-let property. Our landlord's contents insurance covers furniture, carpets and furnishings. Full details are listed in the policy documents or call our UK call centre on 0800 234 6275 for further details.

How can I get buy to let landlord insurance?

Q. How can I get buy to let landlord insurance?

A. You can get a quote online or call our UK based call centres on 0800 234 6275 for a quote. Lines are open 8am - 8pm, Monday to Friday, 9am - 5pm Saturday and bank holidays, 10am - 4pm Sunday. Have details about your property ready and one of our friendly people can generate a quote based on your specific property needs.

How can I make a claim on my buy to let insurance?

Q. How can I make a claim on my buy to let insurance?

A. If your policy starts with NBS, Call us on 0800 028 5168 or +44 (0)1202 291220 from abroad Lines are Open: 9am - 5pm Monday to Friday

If you bought your policy after 10 May 2018, please call 0800 032 2844 Choose option 1 or +44 (0) 1202 296762 from abroad Lines open 8am - 6:30pm Monday to Friday, 8am - 4pm Saturday

How can I renew my policy?

Q. H ow can I renew my policy?

A. An invitation to renew your policy with us will be sent around three weeks before your existing policy expires. If you bought your Landlord Insurance after 10 May 2018, please call us on 0800 085 5664 Lines are open 8am - 8pm, Monday to Friday, 9am - 5pm Saturday and bank holidays, 10am - 4pm Sunday.

If your Landlord Policy Number starts with NBS, please call 0800 028 5165 Lines are open 9am – 5:30pm Monday to Friday

Do you offer legal advice as part of the Buy-to Let insurance policy?

Q. Do you offer legal advice as part of the Buy-to Let insurance policy?

A. We include access to a 24 hour legal helpline to help you with any property disputes information. We also offer up to £100,000 legal expenses cover as an optional extra.

Cover your property with LV= landlord insurance

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