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Buy to let insurance

The majority of our landlords
pay £220 or less

based on new policy sales Aug '16 to July '17

A set of house keys and a LET house shaped keyring

Buy to let insurance from LV=

Whether you’re already a landlord or are considering investing in a buy to let property, then it’s essential to make sure you get the right buy to let insurance (also known as landlord insurance) to ensure that your investment is covered if things go wrong.

Standard home insurance isn’t suitable for rental properties, so you need tailored buy to let insurance which not only covers you for incidents such as flooding, fires, burst pipes and broken windows, but also provides wider benefits like loss of rent cover if your property is damaged, legal expenses insurance and accidental damage cover as standard.

Why not see how much you could save with buy to let insurance from LV=? Call our lovely people on 0800 234 6275 for a quote.

Call our UK call centre on

0800 234 6275

9am - 5.30pm Monday to Friday

Calls may be recorded

Why choose LV= Buy to let insurance?

  • Loss of rent cover for lost rental income if your property is uninhabitable
  • Legal expenses cover including tenant disputes
  • 10% discount for existing LV= Car and Home insurance customers

Key benefits

  • Buildings cover that includes damage by fire, flood, storm or accidental damage
  • Loss of rent cover and alternative accommodation costs if there’s damage to your rental property
  • Up to £2m property owner’s liability for compensation and third party legal expenses
  • Up to £100k legal expenses cover
  • 24 hour legal helpline to help you with any property disputes
  • Insure up to four properties under a single policy

All this, plus a range of optional extras to tailor your cover, including contents cover and employer’s liability cover.

Do I need landlord insurance if I'm just buying to let one property?

Q. Do I need landlord insurance if I’m just buying to let one property?

A. Yes - landlord insurance is a policy designed for property owners who rent out their buy-to-let property to tenants. This covers you if the tenant causes any damage to your property and also covers for lost rental income if there is damage to your property.

If I'm letting out my property as furnished - will it be covered?

Q. If I'm letting out my property as furnished - will it be covered?

A. Landlords can purchase additional cover for a buy-to-let property. Our landlord's contents insurance optional extra covers furniture, carpets and furnishings. Full details are listed in the policy documents or call our UK call centre on 0800 234 6275 for further details.

How can I get buy to let landlord insurance?

Q. How can I get buy to let landlord insurance?

A. You can call our UK based call centres on 0800 234 6275 for a quote. Lines are open 9:00 - 5:30, Monday to Friday. Have details about your property ready and one of our friendly people can generate a quote based on your specific property needs.

How can I make a claim on my buy to let insurance?

Q. How can I make a claim on my buy to let insurance?

A. Make a claim by calling us on 0800 028 5168, with the details of your property and what the claim will be for.

How can I renew my policy?

Q. H ow can I renew my policy?

A. An invitation to renew your policy with us will be sent around three weeks before your existing policy expires. Call us on 0800 028 5165 Monday - Friday 9am - 5.30pm if you have any questions or if you'd like to renew over the phone.

Do you offer legal advice as part of the Buy-to Let insurance policy?

Q. Do you offer legal advice as part of the Buy-to Let insurance policy?

A. Yes, we offer a 24 hour legal helpline to help you with any property disputes.

YouGov Most Recommended Insurer

The UK's most recommended insurer

You’ll be pleased to know that we’re the UK’s most recommended insurer (YouGov BrandIndex Aug '16 to Jul '17). Find out more about this YouGov recognition.

Policy documents

These documents are for new policies

Call 0800 234 6275 to get a great deal on your landlord insurance

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