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Landlord insurance

The majority of our landlords
pay £220 or less

based on new policy sales Mar '17 to Feb '18

A set of house keys and a LET house shaped keyring

Three lovely reasons to choose LV= for landlord insurance

  • Loss of rent cover for lost rental income if your property is uninhabitable
  • Legal expenses cover including tenant disputes
  • 10% discount for existing LV= Car and Home insurance customers

At LV=, we understand that landlords need the assurance provided by specialist landlord insurance should something happen at your buy-to-let property. Our residential landlord insurance is best suited for landlords who:

  • own up to three buy-to-let properties
  • need to insure the buildings
  • let their properties to tenants for six months or more*

    *Except Scottish lets which must have a Private Residential Tenancy Agreement

Why not see how much you could save with buy to let insurance from LV=?

Call our UK call centre on

0800 234 6275

9am - 5.30pm Monday to Friday

Calls may be recorded

You get all this with our landlord insurance for buy-to-let properties

Landlord insurance cover

  • Buildings cover that includes damage by fire, flood, storm or accidental damage
  • Loss of rent cover and alternative accommodation costs if there's damage to your rental property
  • Up to £2m property owners' liability for compensation and third party legal expenses
  • Up to £100k legal expenses cover
  • 24 hour legal helpline to help you with any property disputes
  • Insure up to three properties under a single policy

All this, plus a range of optional extras to tailor your cover.

Optional landlord insurance extras

Landlord's contents insurance

Sofa icon representing landlord's contents insurance

Employers' liability insurance

Injured person icon representing employer's liability insurance

Subsidence option

Sinking house icon representing subsidence option

Increased property owner's liability

Gavel and block icon representing increased property owner's liability

Terrorism cover

Warning triangle with exclamation mark icon representing terrorism cover

More on our landlord optional extras

Landlord's contents insurance
Cover for your property's furniture, carpets and furnishings
Employer's liability insurance
Up to £10m cover for injuries to anyone you employ. Includes legal fees
Subsidence option
Cover your property against subsidence, heave or landslip and the resulting loss of rent
Increased property owner's liability
Enhance your cover by increasing it from £2m up to £5m
Terrorism cover
Protect your buildings (and contents, if chosen) against acts of terrorism in England, Scotland and Wales
YouGov Most Recommended Insurer

The UK's most recommended insurer

You’ll be pleased to know that we’re the UK’s most recommended insurer (YouGov BrandIndex Nov '16 to Oct '17). Find out more about this YouGov recognition.

Call 0800 234 6275 to get a great deal on your landlord insurance

Are you an existing customer?

Renew your policy

We'll send you an invitation to renew your insurance around three weeks before it's due. Call us if you have any questions or if you’d like to renew over the phone.

Call us on 0800 028 5165

Open: 9am - 5:30pm Monday to Friday

Landlord claims

Make a new claim or find out about an existing one.

Call us on 0800 028 5168

+44 (0)1202 291220 from abroad

Open: 9am - 5pm Monday to Friday

Make changes

Change policy details like your name, correspondence address or marketing preferences.

Get new documents

If you need replacement copies of your policy documents.

Legal advice

Call our legal helpline 24/7

Call us on 0800 032 1143

Need Help?

Sorry, our interactive FAQ service is unavailable at the moment. Please try again later.

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