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Landlord insurance

Defaqto 5 Star rated landlord insurance from LV=

Three lovely reasons to choose LV= for landlord insurance

  • 12-month guarantee on repairs when you use our recommended repairer
  • 24-hour legal helpline if you need help with any property disputes
  • 10% discount for existing LV= Car and Home insurance customers

At LV=, we understand that landlords need the assurance provided by specialist landlord insurance should something happen at your buy-to-let property. Our residential landlord insurance is best suited for landlords who:

  • Let their properties to private tenants
  • Let their properties to tenants for six months or more*

    *Except Scottish lets which must have a Private Residential Tenancy Agreement

Get your landlord insurance quote online

Or call our UK call centre on

0800 234 6275

Existing customer contact details

8am - 8pm Monday to Friday

9am - 5pm Saturday and bank holidays

10am - 4pm Sunday

Calls will be recorded

You get all this with our landlord insurance for buy-to-let properties

Landlord insurance cover

  • Up to £1 million Buildings cover that includes damage by fire, flood, storm or accidental damage
  • Up to £50,000 loss of rent cover or alternative accommodation costs if there's damage to your rental property or it becomes uninhabitable (up to £25,000 if contents only)
  • Cover for subsidence, heave or landslip
  • Up to £5m property owners' liability for compensation and third party legal expenses
  • Choose to add up to £50,000 landlord's contents insurance to cover items owned by you, e.g. carpets, furniture and any white goods

What's not covered...

  • Gradual wear and tear
  • Breakdown of home appliances
  • Fences damaged by storm

For full details of what's not covered, take a look at our policy documents.

Optional landlord extra

Legal expenses cover
Cover for up to £100k legal fees...just in case. For example, pursue or defend claims relating to property disputes

Cover your property with LV= landlord insurance

Are you an existing customer?

Renew your policy

We'll send you an invitation to renew your insurance around three weeks before it's due. Call us if you have any questions or if you’d like to renew over the phone.

If your policy starts with the letters NBS, please call 0800 028 5165

Open: 9am - 5:30pm Monday to Friday

If you bought your policy on or after 10 May 2018, please call 0800 085 5664

Open: 8am - 8pm Monday to Friday, 9am - 5pm Saturday and bank holidays, 10am - 4pm Sunday

Landlord claims

Make a new claim or find out about an existing one.

If your policy starts with NBS, Call us on 0800 028 5168 or +44 (0)1202 291220 from abroad Lines are Open: 9am - 5pm Monday to Friday

If you bought your policy on or after 10 May 2018, please call 0800 032 2844 Choose option 1 or +44 (0) 1202 296762 from abroad Lines open 8am - 6:30pm Monday to Friday, 8am - 4pm Saturday

We routinely monitor and share data with other industry and fraud databases and if false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.

Make changes

Change policy details like your name, correspondence address or marketing preferences.

Get new documents

If you need replacement copies of your policy documents.

Legal advice

Call our legal helpline 24/7

Call us on 0800 032 1143

Need Help?

Sorry, our interactive FAQ service is unavailable at the moment. Please try again later.

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