What’s unique about our smoothing process?
The simple and transparent smoothing process used on our LV= TIP averages daily fund prices over the past 26 weeks to help protect your investments from the impact of market shocks.
The LV= TIP uses smoothing, a unique averaging method designed to level out the peaks and troughs of the stock market.
When you invest in our smoothed funds, you'll begin to experience the benefits of smoothing from day two of your investment.
Our smoothing process builds up to a 26-week average by cumulatively averaging the daily fund prices (underlying prices) over the time you've been invested.
Once you've invested for longer than 26 weeks, your fund value will be a rolling average of the previous 26 weeks of underlying prices.
Protect your investment with an optional guarantee
We know it’s vital to feel comfortable with your investment choices. That’s why when you invest in our Smoothed Managed TIP Cautious Fund you have the option of buying a capital guarantee
Getting the most from your money