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ISA Asset allocation

Asset allocation (spread of investment)

We want to make it transparent to our policyholders about where their money is being invested. This page looks at the spread of investment and the breakdown of the ISA fund. It also shows the target asset mix and the permitted range for each asset type

The spread of investments for the LV= ISA as of 17th June 2019

Assets ISA Cautious ISA Balanced ISA Growth 
UK Equities
12.5% 22.0% 31.6%
Overseas Equities
10.5% 16.6% 22.6%
Property
9.7% 14.5% 14.5%
UK Gilts
24.9% 16.7% 10.4%
UK Corporate Bonds
41.5% 29.4% 20.1%
Cash/Other 0.9% 0.8% 0.8%
Assets ISA Cautious ISA Balanced ISA Growth 
UK Equities
12.5% 22.0% 31.6%
Overseas Equities
10.5% 16.6% 22.6%
Property
9.7% 14.5% 14.5%
UK Gilts
24.9% 16.7% 10.4%
UK Corporate Bonds
41.5% 29.4% 20.1%
Cash/Other 0.9% 0.8% 0.8%
View the target asset mix and the permitted range for each asset type in the three fund options.

ISA Cautious

Assets Benchmark Permitted Range 
UK Equities
12.0% 8.0% to 16.0%
Overseas Equities
8.0% 2.0% to 14.5%
Property
10.0% 5.0% to 14.0%
UK Gilts
27.0% 10.0% to 60.0%
UK Corporate Bonds
41.0% 0.0% to 45.0%
Cash/Other 2.0% 0.5% to 10.0%
Where
Total Equities and Property
30.0%
15.0% to 35.0%

 

ISA Balanced

Assets Benchmark Permitted Range 
UK Equities
21.0% 17.0% to 23.0%
Overseas Equities
14.0% 4% to 23%
Property
15.0% 10.0% to 18.0%
UK Gilts
19.0% 10.0% to 50.0%
UK Corporate Bonds
29.0% 0.0% to 32.0%
Cash/Other 2.0% 0.5% to 10.0%
Where
Total Equities and Property
50.0%
35.0% to 55.0%

 

ISA Growth

Assets Benchmark Permitted Range 
UK Equities
30.0% 26.0% to 33.0%
Overseas Equities
20.0% 7.0% to 30.0%
Property
15.0% 10.0% to 18.0%
UK Gilts
13.0% 8.0% to 38.0%
UK Corporate Bonds
20.0% 0.0% to 24.0%
Cash/Other 2.0% 0.5% to 10.0%
Where
Total Equities and Property
65.0%
50.0% to 70.0%