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ISA Asset allocation

Asset allocation (spread of investment)

We want to make it transparent to our policyholders where their money is being invested. This page looks at the target asset mix and the permitted (benchmark) range for each asset type within the ISA fund. 

Benchmark spread of investments for the LV= ISA as of 30th June 2020

Assets Cautious Balanced Growth 
UK Equities
7.0% 11.0% 14.0%
European Equities
3.25% 5.50% 7.0%
US Equities
7.0% 11.0% 14.0%
Japan Equities
2.0% 3.5% 4.0%
Asia Pacific Equities 3.25% 5.5% 7.0%
Emerging Market Equities 3.25% 5.5% 7.0%
Property
3.0% 5.0% 7.0%
UK Gilts
14.0% 10.0% 6.5%
UK Corporate Bonds
19.0% 13.0% 9.0%
Dynamic Real Return
3.0% 5.0% 7.0%
High Yield Corporate Bonds
7.0% 5.0% 3.0%
US Treasuries
7.25% 5.0% 3.5%
Overseas Corporate Bonds
19.0% 13.0% 9.0%
Cash 2.0% 2.0% 2.0%

Total Equities and Property 28.75% 47.0% 60.0%
Assets Cautious Balanced Growth 
UK Equities
7.0% 11.0% 14.0%
European Equities
3.25% 5.50% 7.0%
US Equities
7.0% 11.0% 14.0%
Japan Equities
2.0% 3.5% 4.0%
Asia Pacific Equities 3.25% 5.5% 7.0%
Emerging Market Equities 3.25% 5.5% 7.0%
Property
3.0% 5.0% 7.0%
UK Gilts
14.0% 10.0% 6.5%
UK Corporate Bonds
19.0% 13.0% 9.0%
Dynamic Real Return
3.0% 5.0% 7.0%
High Yield Corporate Bonds
7.0% 5.0% 3.0%
US Treasuries
7.25% 5.0% 3.5%
Overseas Corporate Bonds
19.0% 13.0% 9.0%
Cash 2.0% 2.0% 2.0%

Total Equities and Property 28.75% 47.0% 60.0%