ISA Asset allocation
Asset allocation (spread of investment)
We want to make it transparent to our policyholders where their money is being invested. This page looks at the target asset mix and the permitted (benchmark) range for each asset type within the ISA fund.
Benchmark spread of investments for the LV= ISA as of 30th June 2020
| Assets | Cautious | Balanced | Growth |
|---|---|---|---|
| UK Equities |
7.0% | 11.0% | 14.0% |
| European Equities |
3.25% | 5.50% | 7.0% |
| US Equities |
7.0% | 11.0% | 14.0% |
| Japan Equities |
2.0% | 3.5% | 4.0% |
| Asia Pacific Equities | 3.25% | 5.5% | 7.0% |
| Emerging Market Equities | 3.25% | 5.5% | 7.0% |
| Property |
3.0% | 5.0% | 7.0% |
| UK Gilts |
14.0% | 10.0% | 6.5% |
| UK Corporate Bonds |
19.0% | 13.0% | 9.0% |
| Dynamic Real Return |
3.0% | 5.0% | 7.0% |
| High Yield Corporate Bonds |
7.0% | 5.0% | 3.0% |
| US Treasuries |
7.25% | 5.0% | 3.5% |
| Overseas Corporate Bonds |
19.0% | 13.0% | 9.0% |
| Cash | 2.0% | 2.0% | 2.0% |
| Total Equities and Property | 28.75% | 47.0% | 60.0% |
| Assets | Cautious | Balanced | Growth |
|---|---|---|---|
| UK Equities |
7.0% | 11.0% | 14.0% |
| European Equities |
3.25% | 5.50% | 7.0% |
| US Equities |
7.0% | 11.0% | 14.0% |
| Japan Equities |
2.0% | 3.5% | 4.0% |
| Asia Pacific Equities | 3.25% | 5.5% | 7.0% |
| Emerging Market Equities | 3.25% | 5.5% | 7.0% |
| Property |
3.0% | 5.0% | 7.0% |
| UK Gilts |
14.0% | 10.0% | 6.5% |
| UK Corporate Bonds |
19.0% | 13.0% | 9.0% |
| Dynamic Real Return |
3.0% | 5.0% | 7.0% |
| High Yield Corporate Bonds |
7.0% | 5.0% | 3.0% |
| US Treasuries |
7.25% | 5.0% | 3.5% |
| Overseas Corporate Bonds |
19.0% | 13.0% | 9.0% |
| Cash | 2.0% | 2.0% | 2.0% |
| Total Equities and Property | 28.75% | 47.0% | 60.0% |