ISA Asset allocation
Asset allocation (spread of investment)
We want to make it transparent to our policyholders about where their money is being invested. This page looks at the spread of investment and the breakdown of the ISA fund. It also shows the target asset mix and the permitted range for each asset type
The spread of investments for the LV= ISA as of 17th June 2019
| Assets | ISA Cautious | ISA Balanced | ISA Growth |
|---|---|---|---|
| UK Equities |
12.5% | 22.0% | 31.6% |
| Overseas Equities |
10.5% | 16.6% | 22.6% |
| Property |
9.7% | 14.5% | 14.5% |
| UK Gilts |
24.9% | 16.7% | 10.4% |
| UK Corporate Bonds |
41.5% | 29.4% | 20.1% |
| Cash/Other | 0.9% | 0.8% | 0.8% |
| Assets | ISA Cautious | ISA Balanced | ISA Growth |
|---|---|---|---|
| UK Equities |
12.5% | 22.0% | 31.6% |
| Overseas Equities |
10.5% | 16.6% | 22.6% |
| Property |
9.7% | 14.5% | 14.5% |
| UK Gilts |
24.9% | 16.7% | 10.4% |
| UK Corporate Bonds |
41.5% | 29.4% | 20.1% |
| Cash/Other | 0.9% | 0.8% | 0.8% |
View the target asset mix and the permitted range for each asset type in the three fund options.
ISA Cautious
| Assets | Benchmark | Permitted Range |
|---|---|---|
| UK Equities |
12.0% | 8.0% to 16.0% |
| Overseas Equities |
8.0% | 2.0% to 14.5% |
| Property |
10.0% | 5.0% to 14.0% |
| UK Gilts |
27.0% | 10.0% to 60.0% |
| UK Corporate Bonds |
41.0% | 0.0% to 45.0% |
| Cash/Other | 2.0% | 0.5% to 10.0% |
| Where | ||
| Total Equities and Property |
30.0% |
15.0% to 35.0% |
ISA Balanced
| Assets | Benchmark | Permitted Range |
|---|---|---|
| UK Equities |
21.0% | 17.0% to 23.0% |
| Overseas Equities |
14.0% | 4% to 23% |
| Property |
15.0% | 10.0% to 18.0% |
| UK Gilts |
19.0% | 10.0% to 50.0% |
| UK Corporate Bonds |
29.0% | 0.0% to 32.0% |
| Cash/Other | 2.0% | 0.5% to 10.0% |
| Where | ||
| Total Equities and Property |
50.0% |
35.0% to 55.0% |
ISA Growth
| Assets | Benchmark | Permitted Range |
|---|---|---|
| UK Equities |
30.0% | 26.0% to 33.0% |
| Overseas Equities |
20.0% | 7.0% to 30.0% |
| Property |
15.0% | 10.0% to 18.0% |
| UK Gilts |
13.0% | 8.0% to 38.0% |
| UK Corporate Bonds |
20.0% | 0.0% to 24.0% |
| Cash/Other | 2.0% | 0.5% to 10.0% |
| Where | ||
| Total Equities and Property |
65.0% |
50.0% to 70.0% |